Donica Venter

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Marketing coordinator

Traderoot

Member since

27 May 2022

Location

Cape Town

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Donica's opinions

The Consumer Card Opportunity

There’s a massive consumer card opportunity when it comes to cashback and loyalty schemes. While corporate card programs have fallen short in recent years, cashback and loyalty programs that target individuals using their debit cards are thriving. But why is this? If we rewind to just a few years ago, loyalty schemes looked vastly different. From ...

24 August 2022 /payments /retail Digital Banking

Banking-As-A-Service: Everything You Need To Know

Banking-as-a-Service (BaaS) is a business model that allows Non-Financial Companies to provide services typically associated with a bank or financial institution. Non-Financial Companies can provide financial services to their customers through BaaS without the need for their own banking licence. This is a game-changer, as it allows almost any type...

03 August 2022 /payments /inclusion Banking Strategy, Digital and Transformation

Branching Out: How Will Banks Move From Bricks and Mortar to Digital?

Traditional brick and mortar banks are slowly but surely becoming a thing of the past. Even before the pandemic, physical branches have been disappearing from our streets at a frightening pace. “We know that the future of banking is digital,” says Jan Ludik, CEO of Traderoot. The trend of physical bank closures has largely been driven by the rapid...

13 July 2022 /retail /predictions Banking Strategy, Digital and Transformation

Destination: Moon. An Overview of the Global Open Banking Market

As the banking industry continues to develop, open banking is becoming increasingly popular as it allows consumers to enjoy faster, cheaper and more personalised banking solutions. The fintech industry needs to recognise that open banking is a major source of innovation and is set to revolutionise the banking industry. What is open banking? Open b...

24 June 2022 /payments /retail Open Banking

Meeting Consumer Demand: How Omnichannel Payments are Changing the World

Technology has changed at an astounding pace over the two few years, especially for the payments industry. The Covid-19 pandemic accelerated the development of payment solutions far beyond what anyone could have expected. Omnichannel payments are changing the way businesses interact with customers, and the way customers interact with businesses. W...

09 June 2022 /payments /markets The Payments Business

Challenging the Challengers: How can Incumbent Financial Institutions Defend Against Disruptors?

Historically, large banking institutions have always been somewhat on the back foot when it comes to innovation, holding off on innovation to see what is successful within smaller institutions or companies. Only once proven successful, deciding to roll out the new innovative feature or tech to their massive customer base. This strategy, however, i...

30 May 2022 /payments /inclusion Fintech

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