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Latest expert opinions

Sergio Barbosa

Sergio Barbosa CIO of Global Kinetic, and CEO of FutureBank. at Global Kinetic and FutureBank

Innovation doesn’t have to become collateral damage to FI legacy system budgets

Technology investment has continued apace and, according to Gartner, IT spending in the banking and investment services market is forecast to increase by 8.7% in 2024 and is expected to reach $1 trillion by 2028. But even with all this money being thrown at IT, many Financial Institutions (FIs) are still unable to deliver the innovation they need...

/payments /retail Banking Architecture

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

One Year Since the FedNow Launch: What You Should Know

Launched in July 2023, the Federal Reserve's FedNow service has been a game-changer in the U.S. payments landscape. As we mark its first year, it’s crucial to understand its impact on financial transactions, especially within the fintech sector. With over 900 financial institutions onboarded, including major players like Chase and Wells Fargo, FedN...

/payments /retail Banking Strategy, Digital and Transformation

Nicholas Holt

Nicholas Holt Head of Solutions and Delivery, Europe at Marqeta

A Whole New World of Embedded Finance

As more people use smartphones and other mobile devices to conduct their daily lives, mobile payments are becoming increasingly popular, for example, research suggests that over half of US and UK consumers had used a mobile wallet in the last 90 days. Simultaneously, consumers across geographies expressed a growing comfort with the idea of a c...

/payments

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

What does the EC’s postponement of the FRTB mean for the industry?

Last month, the European Commission (EC) adopted a Delegated Act (DA) to postpone the application date of the Basel III fundamental review of the trading book (FRTB) standards in the European Union (EU) for the banks’ calculation of their own funds requirements for market risk until 1 January 2026. The EC essentially considered that the implementa...

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

Game-Changing AI Innovations Transforming Financial Trading Today

Artificial intelligence (AI) has completely changed the financial trading landscape as it offers traders new tools and strategies that enhance decision-making, increase efficiency, and improve outcomes. AI is evolving almost daily and has a tremendous impact on financial trading. Let’s explore the most transformative AI innovations and new product...

Foday Joof

Foday Joof Risk Management Officer at Central Bank of The Gambia

Revisiting the Sunken Billions: The Gambia's Perspective

Wild-captured fisheries are critical for food security and economic growth. However, poor fisheries management practices have resulted in overfishing, causing fisheries stock depletion. The Gambia provides a remarkable context as nearly 100% of fish protein consumed in The Gambia is sourced from wild catch. Furthermore, the country often signed ag...

Oleksandr Strozhemin

Oleksandr Strozhemin Co-founder and CEO at Trinetix

Top 3 Key Challenges of Accelerating Digital Dexterity

The advance of hybrid work models brought forward such terms as digital dexterity — i.e., employees' preparedness for mastering new technologies and using them to increase workplace productivity. According to Gartner, digitally dexterous employees can accelerate business transformation by 3.3x, which is extremely important in any increasingly digi...

/people /startups Business

Erica Andersen

Erica Andersen Marketing at smartR AI

Uncovering Genuine AI Insights for Financial Services

Conversational AI and Document Querying: A Path to Business Benefit, Data Control, and Cost Management In the digital age, financial institutions are constantly seeking new ways to leverage technology for extracting valuable insights from their data. The rise of conversational AI and document querying has stirred excitement among financial profess...

/ai /devops Analytics in Banking

Konstantin Rabin

Konstantin Rabin Head of Marketing at Kontomatik

How Fintech Companies Ensure Security for Players at Online Gaming Venues

In the rapidly evolving world of online casinos, security is a top priority. Players want to know that their personal and financial information is safe while they enjoy their favourite games. This is where fintech companies step in, providing cutting-edge solutions to ensure the highest levels of security. Today, we will explore how fintech compa...

Elaine Mullan

Elaine Mullan Head of Marketing and Business Development at Corlytics

From bias to buy-in: the behavioural economics advantage in RegTech sales to financial institutions

The sale of regulatory technology to financial institutions is often a long and complex process, with multiple stakeholders, as is the norm for enterprise sales. But let’s look at how the principles of behavioural economics can shine a light onto this complex sales environment and perhaps provide some pointers to ease transactions, aka make sales....

/regulation /people

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