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Banking Strategy, Digital and Transformation

Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

One Year Since the FedNow Launch: What You Should Know

Launched in July 2023, the Federal Reserve's FedNow service has been a game-changer in the U.S. payments landscape. As we mark its first year, it’s crucial to understand its impact on financial transactions, especially within the fintech sector. With over 900 financial institutions onboarded, including major players like Chase and Wells Fargo, FedN...

/payments /retail

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

The Benefits of DevOps for Your Business

DevOps has become a buzzword in the business and technology world, promising enhanced efficiency, collaboration, and innovation. Understanding the principles of DevOps and how it can benefit businesses is crucial for organizations looking to stay ahead in today's competitive landscape. What is DevOps and How Does It Benefit Businesses? DevOps is a...

/payments /retail

Alex Kreger

Alex Kreger Founder & CEO at UXDA

Use CJM to Increase User Engagement in Digital Banking by 20%

The usage of Customer Journey Mapping (CJM) has been a topic of debate. While some dismiss it in digital service design as a mere formality, others see it as an indispensable tool for crafting successful digital products. Moving beyond guesswork, CJM is proving to be a transformative tool, shaping the future of financial tech in profound ways. Aft...

/retail /devops

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

Creating operational efficiency for banks through process mining

Process mining is not a new phenomenon as financial services institutions have typically done some level of this when they are looking at ways to transform their sales and service operations and create efficiencies. But there is still some untapped potential here for banks and other financial services institutions. Starting with understanding wha...

/payments

Fiaz Sindhu

Fiaz Sindhu Head of Community Banking at FIS

Develop Valuable Commercial Relationships with Treasury Management Services

Rising interest rates create challenges for community bankers in terms of retaining lowcost core deposits – which are critical to profitable lending. Providing treasury management services is one prudent and practical approach to retain and grow commercial deposits of small and medium business customers. The success of this strategy is predicated...

/retail /markets

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

Sustainable Finance: Navigating the Emerging World of Green Fintech

The fintech sector is undergoing a significant transformation, integrating sustainability into its core operations. This shift, known as green fintech, is revolutionizing the way financial services address environmental challenges. Here, we explore the emerging trends, technologies, and innovations driving this change, and highlight key players in...

/payments /retail

Jamel Derdour

Jamel Derdour CMO at Transact365 / Nucleus365

Cross-Border Payments in the UK: Innovation and Efficiency

For the UK, a global financial hub, the future of cross-border payments promises increased efficiency and enhanced security. This article explores the future trends and developments in cross-border payments in the UK, highlighting the driving factors, challenges, and potential impacts on businesses and consumers. Current State of Cross-Border Paym...

/payments /markets

Alex Kreger

Alex Kreger Founder & CEO at UXDA

Celebrating 8 Years as a Finextra Blogger: Thank You for This Journey of Insights and Innovations

As I mark my 8th anniversary as a blogger on Finextra, I am filled with immense gratitude and pride. It's been an incredible journey of sharing knowledge, sparking discussions, and exploring the dynamic world of banking and financial technology. I extend my heartfelt gratitude to the Finextra community for your unwavering support, engagement, and i...

/people /retail

Luke Allchin

Luke Allchin Director - North America at RFI Global

The Big Switch: Why Are US Consumers Switching to Digital-Only Banking?

The evolving demands of modern banking consumers will force incumbent banks in the United States to adapt in order to remain competitive in a rapidly changing banking landscape. In recent years, the banking landscape in the United States has undergone significant change. In a market where the average relationship with the primary bank is 16.6 years...

/ai /retail

Sergiy Fitsak

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

The Rise of ESG in Fintech: Ethical Finance's Impact on Fintech Companies

The fintech sector is undergoing significant changes as it embraces sustainability and ethical principles. This movement, known as green fintech, is transforming financial services to address environmental and social issues. Understanding Ethical Finance Traditional financial metrics such as profitability and revenue remain crucial, but ethical fin...

/payments /retail

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