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The Payments Business

Share opinion and experience on how the payments landscape is changing and learn about the challenges and opportunities facing payments stakeholders in the future.

Nikunj Gundaniya

Nikunj Gundaniya Product manager at Digipay.guru

5 key benefits of integrating international remittance services in your banking infrastructure

International remittance services cater to a specific demographic with a need to send or receive money across borders. Integrating international remittance services into bank and financial institution infrastructure is no longer a choice but a strategic need to remain competitive in the industry. The global digital remittances market is projected...

/inclusion

Jamel Derdour

Jamel Derdour CMO at Transact365 / Nucleus365

UK Payments in the Digital Age: Trends, Challenges, and Future Prospects

The United Kingdom is at the forefront of a payments revolution, transitioning rapidly from traditional cash transactions to digital and contactless payments. This shift is driven by technological advancements, changing consumer behaviours, and strategic initiatives aimed at enhancing financial inclusivity and efficiency. This article explores the...

/payments /markets

Anne Willem De Vries

Anne Willem De Vries Co-founder and CEO at Silverflow

Legacy Systems Are Holding Payments Back

Despite processing millions of payments a day, the payments industry is being held back by outdated technology that has become too integral to replace or integrate with – until now. Legacy systems are already costing the payments industry $36.7 billion per year, a figure that is expected to rise to $57.1 billion by 2028. Rather than addressing sin...

/payments /cloud

Robert Kraal

Robert Kraal Co-founder and CBDO at Silverflow

Are Payments A Commodity or Force Multiplier?

Say ‘Mississippi’. In the time it took you to say it, $199,771 USD was spent online – the $6.3 trillion eCommerce market divided by the 31,536,000 seconds in a year. If every sale made in that single second was routed to the average global citizen’s bank account instead of hundreds of companies then, since they earn $9,733 per year, they would ma...

/payments /startups

James Booth

James Booth VP Head of Partnerships, EMEA at PPRO

Transatlantic ties: Comparing the payments landscapes of the US and the UK

There is a famous phrase, which has been attributed to both Winston Churchill and George Bernard Shaw, that states the UK and the US are “two nations divided by a common language”. This refers to the fact both countries use the same language, but style, spellings, and meanings are often quite different. This analogy can easily be extended to payme...

/payments /inclusion

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

The Hidden Complexity Behind a Simple Bank Payment

As a regular consumer, you might not realize that a simple wire transfer to a company or a friend launches a complex and lengthy payment flow. This process involves multiple financial institutions and diverse IT systems. In this blog, we explore a typical payment flow at a financial institution. The complexity of the payment flow stems from increa...

/payments

Mayuri Jain

Mayuri Jain Senior Manager, BFSI Industry Marketing at Persistent Systems Inc.

Are you Ready? FedWire Modernization, Unlocking New Opportunities for Financial Enterprises

FedWire, operated by the Federal Reserve Banks, is essential for large-value and time-sensitive payments, ensuring secure and efficient fund transfers between financial institutions. As the financial landscape evolves, the upcoming modernization of FedWire presents significant implications for financial enterprises. Importance of FedWire FedWire...

/payments

Penny Townsend

Penny Townsend Co-Founder & CPO at Qualpay

Unveiling the Power of Interchange Optimization for ISVs

In the fast-paced landscape of today’s industries, particularly within the technology sector, efficiency and streamlining operations are imperative. Every aspect of operations, including financial transactions, plays a crucial role in the success of anyone in the IT world, from developers to ISVs. ISVs, in particular, have an opportunity to take a...

/payments

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Instant Payments: Overcoming Challenges for a Faster Tomorrow

Around the world, there are significant moves to transition from traditional electronic money transfers, which rely on batch settlement systems that can take several days for transactions to clear, to instant, or at least near real-time, payment systems. These new innovative payment systems ensure that beneficiaries receive their funds within seco...

/payments /regulation

John Bertrand

John Bertrand MD at Tec 8 Limited

Greetings from New York City, where you can save money by paying in cash.

Watching a televised rugby game, Leinster playing Northampton, at an Irish pub, The Long Hall, NYC, the bill if paid in cash would be discounted. On $100, savings could have been $3.00. Incentives, in the US cash are plentiful, for example, the price of gas (petrol) is lower at the pump when cash is used. Also, at the point of payment, the cust...

/payments /regulation

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