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Open Banking

Open Banking regulation, innovation and technology and it's potential to revolutionise the Financial Services Industry.

Martynas Bieliauskas

Martynas Bieliauskas Founder & CEO at Klarpay AG

Not-so-open banking fails businesses that dare to dream beyond their borders

Even the smallest digital business is now a potential multinational. Whether it’s a vintage clothes retailer trading on Depop or a digital creative selling through a self-built website, customers can come from anywhere in the world. That was always the promise of the online revolution – to supercharge globalisation by removing the barriers to cros...

/payments

Nick Stephens

Nick Stephens Commercial Lead & Head Of Enterprise Partnership at Amdaris

Why partnerships are a perfect fit for the growing world of open banking

The UK is one of the leading countries in the world for open banking. Launched in the country in 2018, now, according to the JROC, “over 7 million consumers and businesses [...] are using innovative open banking enabled products and services to manage their money and to make payments”. Open banking is all about data sharing, innovation and collab...

/payments /inclusion

Jamel Derdour

Jamel Derdour CMO at Transact365 / Nucleus365

The Future of Open Banking: Unleashing Financial Innovation in the UK and Europe

In recent years, the financial industry in the UK and Europe has undergone a significant transformation driven by a number of factors including the advent of open banking. This innovative approach to banking not only promises greater convenience for consumers but also spurs innovation, and facilitates financial inclusion. As open banking continues...

/payments /markets

Riaz Syed

Riaz Syed CEO at infinant

What financial institutions need to know about coreless banking

Coreless banking represents a groundbreaking paradigm shift in the world of banking, aiming to revolutionize how financial institutions operate. In a nutshell, it is about embracing a system that gives banks the ability and flexibility to build and customize products on a single platform. This strategy enables a wide range of innovations, from ban...

/regulation /wholesale

Retired Member

Retired Member 

Exploring the Advantages of Pay by Bank: A Introduction To Getting Started

Pay by Bank, that includes the popular Account-to-Account (A2A) payment method, introduces a streamlined, cost-effective, and instantaneous payment solution for both merchants and consumers. Our blog delves into the myriad benefits, potential hurdles, and the evolving landscape of Pay by Bank adoption. In an increasingly crowded payment ecosystem ...

/payments /inclusion

Boris Bialek

Boris Bialek Field CTO, Industry Solutions at MongoDB

Navigating the Open Banking Landscape: Technologies and Strategies for Transformation

Open banking, also known as open finance, is transforming the banking industry with financial institutions embracing greater transparency and collaboration, while also driving product innovation. In fact, the number of individuals utilising open banking services is expected to reach 132.2 million this year – a trend which is already stimulating c...

/payments /cloud

Helen Child

Helen Child Founder at Open Banking Excellence

How solving interoperability will unleash cross-border Open Banking innovation

The opportunities that a truly global Open Banking ecosystem would create for businesses and consumers are almost limitless. The more interoperable the ecosystem is, the greater the possibilities are for innovation and growth to snowball as new ideas collide on the international stage. The potential market is huge. In the UK, the number of Open B...

/payments

Retired Member

Retired Member 

Understanding consumer protection and commercial VRPs

The emergence of Variable Recurring Payments (VRPs) marks a significant milestone in the realm of open banking payments. These innovations are not only elevating security standards but also enhancing user experiences, granting consumers more authority over their transactions, and providing businesses with quicker, more cost-effective, and reliable...

/payments /inclusion

Retired Member

Retired Member 

How PropTech can use Open Banking for greater results

Across the UK and Europe, property technology (PropTech) is rapidly gaining momentum, enhancing the way properties are bought, sold, rented, and managed. Yet, there's an untapped potential in these markets – a chance to harness more efficient payment processes, secure and accurate data handling, and optimised operational methodologies. Unravelling...

/payments /inclusion

Helen Child

Helen Child Founder at Open Banking Excellence

Happy Sixth Birthday to Open Banking!

Open Banking celebrated six years young on the 15th of January, making this the perfect time to give the industry a JROC (Joint Regulatory Oversight Committee) update. As we look ahead in Open Banking, JROC has been our guiding North Star. The JROC committee, having commenced their ambitious work in June 2023, has already proven essential in helpi...

/payments /regulation

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