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Latest /regulation expert opinions

Martin Bradbury

Martin Bradbury Regional Director, Financial Services UK&I at Dynatrace

Preparing for DORA: A Roadmap to Compliance for Financial Institutions

Financial services providers are essential for the modern world, supplying the systems critical to the flow of business. Ensuring these systems are resilient and available 24/7 is vital to upholding customer trust, driving business continuity, and maintaining regulatory compliance. The Digital Operational Resilience Act (DORA), a European Union (...

/security /regulation Banking Regulations

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

What does Basel IV mean for EU banks? A quick review of the challenges and opportunities

The finalisation of Basel IV marks a significant milestone in the ongoing evolution of global banking regulation. These comprehensive reforms, concluded by the Basel Committee on Banking Supervision in 2017, introduce critical changes across various dimensions, including risk measurement, capital adequacy, and reporting requirements. In the Europe...

/regulation /wholesale Banking

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Instant Payments: Overcoming Challenges for a Faster Tomorrow

Around the world, there are significant moves to transition from traditional electronic money transfers, which rely on batch settlement systems that can take several days for transactions to clear, to instant, or at least near real-time, payment systems. These new innovative payment systems ensure that beneficiaries receive their funds within seco...

/payments /regulation The Payments Business

Saloni Ramakrishna

Saloni Ramakrishna Author; Senior Director at Oracle

Bankers Beware - All that is green is not gold - A view through the Risk Management Lens

Banks are accelerating green lending and investing initiatives as they march towards realizing their net zero goals, partnering with their counterparties to reduce the combined carbon footprint. As I said in my last blog post[1], here are a few thoughts on “all that is green is not gold” and why robust risk management aspects and constructs merit ...

/regulation /sustainable Banking Strategy, Digital and Transformation

John Bertrand

John Bertrand MD at Tec 8 Limited

Greetings from New York City, where you can save money by paying in cash.

Watching a televised rugby game, Leinster playing Northampton, at an Irish pub, The Long Hall, NYC, the bill if paid in cash would be discounted. On $100, savings could have been $3.00. Incentives, in the US cash are plentiful, for example, the price of gas (petrol) is lower at the pump when cash is used. Also, at the point of payment, the cust...

/payments /regulation The Payments Business

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

Ten Revolutionary Things About AI - Part 1

Artificial intelligence is promising to disrupt a wide array of legacy practices. - Dan Primack, Axios PRO Rata. Based on my firsthand experience with the AI tsunami over the past 9-10 months, I can wholeheartedly get behind the above prediction. In fact, I've already noticed 10 revolutionary things aka gamechangers about ChatGPT and other GenAI p...

/ai /regulation

Richard Bennett

Richard Bennett CEO at Razor Risk

Basel Guidelines: Diving into the Four Counterparty Credit Risk Components

In a world where market turmoil and systemic risks are pervasive, effective counterparty credit risk management (CCR) becomes increasingly vital. Recent events, such as the collapse of Archegos Capital Management which caused over $10 billion in losses, commodity market volatility after Russia’s invasion of Ukraine in 2022, and UK gilt market disr...

/regulation /markets Financial Risk Management

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

PSD3: The Next Phase in Europe’s Payment Services Regulation

With the successful rollout of PSD2, the European Union (EU) continues to advance innovation in the payments domain through the anticipated introduction of the Payment Services Directive 3 (PSD3). On June 28, 2023, the European Commission published a draft proposal for PSD3 and the Payment Services Regulation (PSR). The finalized versions of this ...

/payments /regulation SEPA and European Payments

Rodrigo Zepeda

Rodrigo Zepeda CEO at Storm-7 Consulting Limited

A Guide to New Flexible Working Rights for Crypto and FinTech Firms: PART IV (RECOMMENDATIONS)

By Rodrigo Zepeda, CEO, Storm-7 Consulting INTRODUCTION The Employment Relations (Flexible Working) Act 2023 (2023 Act) is legislation that sets out new ‘flexible working’ (FW) rights for firm employees. The statutory right to request FW covers any change in an employee's employment terms and conditions (T&Cs) relating to hours, times, and pl

/regulation /crypto Fintech

Rodrigo Zepeda

Rodrigo Zepeda CEO at Storm-7 Consulting Limited

A Guide to New Flexible Working Rights for Crypto and FinTech Firms: PART III (EMPLOYEES)

By Rodrigo Zepeda, CEO, Storm-7 Consulting INTRODUCTION The Employment Relations (Flexible Working) Act 2023 (2023 Act) is legislation that sets out new ‘flexible working’ (FW) rights for firm employees. The statutory right to request FW covers any request to change an employee's existing employment terms and conditions (T&Cs) relating to hour...

/regulation /crypto Fintech

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