Join the Community

21,469
Expert opinions
43,716
Total members
378
New members (last 30 days)
131
New opinions (last 30 days)
28,520
Total comments

Latest /payments expert opinions

Kaustuv Ghosh

Kaustuv Ghosh Founder at Nxtgen Payment Infra. Prometheus Labs.

The Boundaries of Cross-Border Transactions Will Shift-AI and Remittances

Let’s talk about AI and remittances. Despite the enormous size and tremendous importance of the money transfer industry, little is heard about how AI is used or is proposed to be used. There are the usual mentions of Generative AI and some references about future developments. One reason for the paucity in news could simply be that many firms pref...

/ai /payments Asia Financial Services

Jamel Derdour

Jamel Derdour CMO at Transact365 / Nucleus365

UK Payments in the Digital Age: Trends, Challenges, and Future Prospects

The United Kingdom is at the forefront of a payments revolution, transitioning rapidly from traditional cash transactions to digital and contactless payments. This shift is driven by technological advancements, changing consumer behaviours, and strategic initiatives aimed at enhancing financial inclusivity and efficiency. This article explores the...

/payments /markets The Payments Business

Taras Boyko

Taras Boyko Founder at BankBee

BNPL trends: Live Now, Pay Later

Buy Now, Pay Later (BNPL) is an emerging trend that has rapidly gained traction. It allows consumers to purchase goods and services immediately while deferring the payment over a series of instalments, often without interest or fees if payments are made on time. Source: stock.adobe.com by panuwat The growth trajectory of BNPL services is remark...

/payments /inclusion BNPL

Andrei Scutari

Andrei Scutari Open Banking Head of Sales at Salt Edge

Assessing opportunities and getting ready for PSD3, PSR, and FiDA

In June 2023, The European Commission announced its proposals on regulations governing the payment services industry within the union. The much-anticipated third Payment Services Directive (PSD3) represents the completion of the Commission's review of the second Payment Service Directive, released nine years ago and is slated for release in the f...

/payments /regulation Banking

Eddie Harrison

Eddie Harrison Co-Founder and Chief Product Officer at Navro

Simplifying pension payments for wandering workers and roving retirees

It wasn't so long ago that people lived, worked, and died within just a few miles of where they were born. And while there are places in the world where this is still the case, the lives of people in many countries are increasingly mobile. People on the move Today, a growing number of workers seek out excitement, adventure, or better pay packets b...

/payments /people

Eddie Harrison

Eddie Harrison Co-Founder and Chief Product Officer at Navro

Five steps to tackle the payments challenges of fast-growing E-commerce Businesses

With many consumers still feeling the squeeze of the cost-of-living crisis, retailers are increasingly looking to e-commerce marketplaces to drive revenue. It's easy to see the draw; marketplaces require lower upfront costs compared to setting up a standalone online platform, provide access to a larger pool of potential customers, and increase the...

/payments /startups E-commerce

Abhinav Paliwal

Abhinav Paliwal CEO at PayNet Systems- A Neo Banking Software Platform

How Can Digital Wallets Boost Revenue for Utility Providers?

In today's digital era, efficiency is key across all aspects of life, especially financial transactions. One sector seeing significant change is utility bill payments, traditionally dominated by cash, checks, and bank transfers. Now, digital wallets are increasingly facilitating these payments, improving user experience and opening new revenue str...

/payments Fintech World

Kaustuv Ghosh

Kaustuv Ghosh Founder at Nxtgen Payment Infra. Prometheus Labs.

Macro Uncertainties, Technology and Community Banks-A possible path ahead.

I had an hour-long conversation with my peers at the World Finance Council panel discussion in Singapore recently. While we were talking about ESG and fintech, it is becoming increasingly clear that we need to consider a whole-of-ecosystem approach rather than fitting issues within silos. The key challenge in all this is uncertainty. Global supply...

/payments /retail Asia Financial Services

Clare Rowley

Clare Rowley Head of Business Operations at Global Legal Entity Identifier Foundation (GLEIF)

The Value of the LEI in Cross-Border Payments: Enhancing Account-to-Account (A2A) Owner Validation

The need to harmonize cross-border trust services continues to grow in line with the ever-increasing volume of trade and commerce taking place globally across digital platforms. In this effort, the LEI can play a fundamental enabling role. The Financial Stability Board (FSB) has already endorsed the LEI to support the goals of its G20-endorsed Road...

/payments /identity Digital Identity Management

Radi El Haj

Radi El Haj CEO at RS2

Brazil is Fintech’s Next Frontier

The best place to be for business is up-and-coming countries. Being in on the ground floor as a country modernises means that you have the opportunity to become a vital part of its payments infrastructure and is one of the best ways to ensure decades of profitability. In our lifetimes we have seen countries like China and India modernise rapidly, ...

/payments /predictions Fintech

Now Hiring