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Latest expert opinions

Abhinav Paliwal

Abhinav Paliwal CEO at PayNet Systems- A Neo Banking Software Platform

What Are Digital Wallets? Exploring Their Rising Popularity

Internet services or electronic devices that enable online transactions are known as electronic wallets or e-wallets. Because these payments may be made using a computer or smartphone, they offer a useful replacement for traditional payment methods. Digital wallets are only as good as their software, encryption, and authorization processes. These ...

/payments /markets Fintech World

Donica Venter

Donica Venter Marketing coordinator at Traderoot

Why Bankers Need to Think Like Entrepreneurs

Fintech has revolutionized the banking and payments sectors, significantly contributing to economic growth across many countries. By leveraging the internet and user-friendly smartphones, fintech firms have made financial services more accessible, delivering them directly to consumers with just a tap of a button. However, while fintech companies a...

/payments /retail Banking

Max Koretskiy

Max Koretskiy Investor, Cо-Founder at Blackshield Capital Group

The Evolution of WealthTech: Key Platforms Shaping the Future of Digital Wealth Management

Is the Market ready for Premium Digital Banking and New Technologies in the Financial Industry? With contributions from Andriy Hryshchuk, Senior Investment Analyst at Blackshield Capital About nine years ago, my partners and I attempted to digitise private banking. We began developing a digital platform for wealth management. At that time, I had o...

/people /wealth Fintech

Erica Andersen

Erica Andersen Marketing at smartR AI

The software ownership dilemma

Software ownership has undergone an interesting evolution. Traditionally, software producers retained ownership, through licensing or the use of Software as a Service (SaaS). However, the AI era provides an opportunity to bring about a significant shift. A key difference in the AI era is the increasing customization of software for individ

/ai /security Artificial Intelligence and Financial Services

Dmytro Spilka

Dmytro Spilka Director and Founder at Solvid, Coinprompter

Can The Payments Industry Use AI To Detect Fraud In 2024?

Research predicted that hacks and data breaches will cost the global economy over $9.5 trillion by the end of 2024. This comes as fraud attempts and phishing attacks are increasing and getting more sophisticated, mainly due to the increase in online transactions. The payment industry facilitates the exchange of money for goods and services and i...

/payments

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Industry cloud platforms: The future of Cloud

Industry cloud platforms (ICP), distinct from general-purpose cloud platforms, are tailored to meet the unique needs of various sectors. Industry clouds are sets of cloud services, integration fabrics, products, and tools that offer sector-specific capabilities while being natively upgraded for cloud platforms and delivered at scale. Industry cl...

/retail /cloud Technology for Social Good

Alex Kreger

Alex Kreger Founder & CEO at UXDA

AI in Banking: Are Banks Ready for the User Experience Revolution?

The integration of AI into banking is poised to dramatically transform the industry within the next five years, driven by the breakthrough success of technologies like ChatGPT. This change is necessitated by the limitations inherent in human capabilities. As we gaze into the future, the disruptive potential of AI becomes evident, promising to revo...

/ai /retail Innovation in Financial Services

Luke Allchin

Luke Allchin Director - North America at RFI Global

Bridging the Gap: Financial Institutions' Role in Supporting Younger Generations' Retirement Goals

Retirement planning has always been a crucial aspect of financial health, but the approach to it has evolved significantly over the years. The generational divide in the US presents a fascinating landscape where Baby Boomers, Gen X, Millennials, and Gen Z each exhibit distinct attitudes and strategies toward retirement. Understanding these shifts ...

/wealth /retail Banking

Steve Morgan

Steve Morgan Banking Industry Market Lead at Pegasystems

The Criticality of Maintaining Data Quality Amid Cloud Migration and Digital Transformation

In today’s rapidly evolving financial landscape, cloud migration and the integration of advanced digital technologies are reshaping how banks operate. For example, many banks are moving their banking systems to cloud-based platforms and adopting technologies like machine learning and artificial intelligence (AI) to enhance customer service and str...

/ai /cloud Artificial Intelligence

Sean Forward

Sean Forward UK CEO at payabl.

Is slow and steady enough for Open Banking?

Open Banking users just hit 10 million in the UK. Despite a slow start, adoption is steadily increasing, showing a reasonable rise in both users and transactions. But given its much-anticipated potential, shouldn’t we expect more? The cost-effective payment rails help balance out rising costs, and access to data to boost the consumer experience – ...

/payments

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