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Latest expert opinions

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

What does the EC’s postponement of the FRTB mean for the industry?

Last month, the European Commission (EC) adopted a Delegated Act (DA) to postpone the application date of the Basel III fundamental review of the trading book (FRTB) standards in the European Union (EU) for the banks’ calculation of their own funds requirements for market risk until 1 January 2026. The EC essentially considered that the implementa...

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

What does Basel IV mean for EU banks? A quick review of the challenges and opportunities

The finalisation of Basel IV marks a significant milestone in the ongoing evolution of global banking regulation. These comprehensive reforms, concluded by the Basel Committee on Banking Supervision in 2017, introduce critical changes across various dimensions, including risk measurement, capital adequacy, and reporting requirements. In the Europe...

/regulation /wholesale Banking

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

What does the FCA's Wholesale Data Market Study mean for the industry?

The Financial Conduct Authority's (FCA) recent Wholesale Data Market Study (MS23/1.5) underscores the pivotal role of wholesale data within the financial markets, highlighting its importance for a myriad of critical functions such as identifying investment opportunities, executing financial asset trades, making informed investment decisions, eval...

/wealth /markets Data Management and Governance

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

Bank of England and HM Treasury's response to Digital Pound consultation: What is next?

The Bank of England (BoE) and HM Treasury published a response to their joint consultation paper on 25 January 2024, setting out their assessment of the case for a retail central bank digital currency (CBDC). The consultation paper, which was published last year in February, marked the start of the design phase of the project. The consultation s...

/payments /crypto Cryptocurrency Insights

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

Operational resilience: What does the proposed UK CTP regime mean for firms, FMIs and third parties?

Subsequent to a joint discussion paper (3/22 – Operational resilience: Critical third parties to the UK financial sector) published in July 2022, the Bank of England (the Bank), Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA) issued joint proposals on 7 December 2023 to increase resilience of the financial sector by ov...

/regulation /cloud Outsourcing Banking, Financial Services Operations

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

Insights from ESMA's first Markets in Crypto Assets Regulation consultation (1st package)

With the Consultation Paper on Technical Standards for the Markets in Crypto Assets Regulation (MiCA), the European Securities and Markets Authority (ESMA) aims to collect views, comments, and opinions from stakeholders and market participants on the appropriate implementation of the regulation. The paper comprising the "1st package" cov...

/regulation /crypto Cryptocurrency Insights

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

Practical Insights from the Basel Commission’s proposed changes to its Core Principles

The Basel Committee on Banking Supervision (BCBS) issued a public consultation on revisions to the Core principles for effective banking supervision ("Core Principles") on 6 July 2023, reflecting supervisory developments and structural changes affecting the banking system since the previous update in 2012 in six areas: financial risks; o...

/regulation /retail Banking Regulations

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

What does the new Payment Services Directive (PSD3) mean for the financial services industry?

The new Payment Services Directive (PSD3) proposed by the European Commission (EC) on 28 June 2023 marks a significant milestone in the evolution of the financial services industry. Designed to address emerging fraud risks and ensure that the European Union's (EU) financial sector remains adaptable in the face of digital transformation, PSD3 place...

/payments /regulation Banking Strategy, Digital and Transformation

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

Responsible Banking: What do UNEP FI's principles mean for banks?

The UNEP FI's Principles for Responsible Banking (PRB) aim to mobilize private finance towards the United Nation's Sustainable Development Goals (SDGs) and the Paris Climate Agreement (PCA) goals to address the nature, climate and pollution crises. The UNEP FI's implementation framework prescribes explicit accountabilities for signatory banks, req...

/regulation /sustainable Sustainable compliance

Mete Feridun

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

In what aspects do the UK and EU investment firm prudential regimes diverge?

Investment firms have very different business models and risk profiles to credit institutions. They facilitate savings and investment flows by providing professional services such as investment advice, portfolio management, trading in financial instruments and fund raising for companies. As they do not accept deposits or provide loans, they are ge...

/regulation /markets Financial Services Regulation

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