Andreas Hobbelin

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Head of AML & FCP

ZTL PAYMENT SOLUTION

Member since

08 Jan 2021

Location

Oslo

Bio

Head of AML & FCP at a scaleup Fintech

Certified Anti-Money Laundering Specialist (CAMS)
Certified Global Sanctions Specialist (CGSS)
Member of the Board ACAMS Nordics Chapter

Experience

Summary

- Over 10 years of working with compliance and financial crime prevention and investigations
- Worked in the eye of the storm in the Baltics
- Passionate about AML and financial crime prevention
- Extensive background and experience from AML and sanctions systems and company and compliance data information
- Special eye for new modus operandi and new money laundering techniques and indicators as well as sanction evasion
- Special interest in Enhanced Customer Due Diligence, Investigations, Portfolio Risk Analysis and Transaction Risk Analysis

Latest opinions

What I learned from my meeting with an organized crime figure

A couple of years ago I was walking over Stureplan in Stockholm when I heard somebody yelling my name, I turned around and there was the little brother to one of my former childhood school friends who came to Sweden as a refugee in the 90s. He was tall, big and actually looked like a real crime figure. I couldn’t pretend that I didn’t recognize him...

06 August 2021 RegTech

Beneficial ownership Sweden

In February 2021, I asked the Swedish company registry (#Bolagsverket) about some statistics regarding beneficial ownership, this is the response: Approx.: - 70.000 companies have registered that they don't have a beneficial owner. - 13.500 companies with a beneficial owner that is a non-resident and or not registered with a Swedish national ID. ...

07 July 2021 Banking Regulations

Have Latvian «pocket-banks» really cleaned up?

Here we go again, RIETUMU BANK in Latvia Why have RIETUMU not had the same fate as ABLV? ABLV that in 2018 was as stated as a bank of “primary money laundering concern” by the US and quickly forced to close down. RIETUMU was fined in 2017 for AML deficiencies and for having been used to channel funds to the North Korean dictatorship (together wit...

06 July 2021 Exposing Financial Crime

See all 6 opinions by Andreas

Latest comments

Are Nordic financial institutions really compliant with US sanctions?

Both is my experience Mr. Swaminathan

19 Jan 2021 17:57 Read comment

Are Nordic financial institutions really compliant with US sanctions?

Dear Mr. Swaminathan,

My experience is that yes, based on what I have seen the last 10 years some systems matching algorithms can identify this. Howevever, a lot of the systems still struggle with "intelligent" matching, which results in to many "false positives"

18 Jan 2021 12:09 Read comment

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