Mantvydas Štareika CEO at CapitalBox
Despite making up 99 percent of European companies and the backbone of its economy, small- and medium-sized enterprises (SMEs) remain underfunded in the billions of euros. Recent research estimates the gap is about 400 billion euro in the E.U. alone. These businesses are overwhelmingly underbanked, and it’s keeping them from growing. This situatio...
26 September 2023 /wholesale /startups Small Business Lending Innovation
Sushama Divekar Consultant - Retail Banking, Analytics & Insights at Not Applicable
The Chief Data Literacy Officer is not yet a role in the Data Management organization but must be – very soon. While the role of the Chief Data Officer has not completely been recognized or manned in many cases, and may not have matured as of now, is the need for a new entry into the C-suite world truly warranted? Well, the response to this is an e...
17 August 2023 /retail /wholesale Analytics in Banking
Prateek Duhan Senior Consultant at Capco
Replacing Anecdata with Real Insights The Irish mathematician, physicist, and engineer Lord Kelvin left us with numerous scientific inventions and these striking words of wisdom: “What is not defined cannot be measured. What is not measured, cannot be improved. What is not improved, is always degraded.” In the previous four installments, we made a...
08 August 2023 /wealth /wholesale Fintech
Steve Sabin SVP, Division Executive, Lending at FIS
As interest rates rise and growth slows for commercial lenders, investment in the back office is back with a vengeance. That’s great news for loan servicing operations, which look set to benefit in more ways than one from a renewed focus on cost cutting and efficiency. In the boom times, when lending is one of the biggest drivers of top-line re...
01 August 2023 /wholesale /markets Banking and Lending Solutions
Viren Patel Financial Services Industry Strategist at Workday
Financial services firms are using Artificial Intelligence (AI) and Machine Learning (ML) more and more heavily. The latest research from The Bank of England and Financial Conduct Authority, for example, suggests that 72% of UK firms in the sector are developing or deploying ML, a branch of AI that gives machines the ability to "learn" f...
17 July 2023 /retail /wholesale Artificial Intelligence and Financial Services
Alex Ford President, North America at Encompass | RegTech Association | Women in RegTech
As more banks concentrate on digital transformation to power growth and operational efficiency, the opportunity to simultaneously leverage technology to mitigate risk and promote transparency - particularly via RegTech solutions, is continuing to increase in relevance globally. This is a topic that I discussed as part of a panel of industry exper...
14 July 2023 /regulation /wholesale RegTech
In our previous article, Beyond the monolithic era- Data as a Product (https://www.finextra.com/blogposting/23986/beyond-the-monolithic-era--data-as-a-product) we had touched upon the new concept, Data as a product which is the way forward for organisations to manage data and move towards a data mesh architecture. This article elaborates this new...
30 June 2023 /retail /wholesale Analytics in Banking
In challenging times for banks and other commercial lenders, it’s more important than ever for fintech providers to understand how their clients’ requirements are evolving. So, at FIS, we always make it our business to ask. Our recent educational and networking event, Emerald, gave us an excellent opportunity to do just that. And as clients from a...
27 June 2023 /wholesale /predictions Banking and Lending Solutions
Indra Chourasia Industry Advisor at Tata Consultancy Services (TCS)
1. Evolutionary shift of Artificial Intelligence toward Generative AI Rapid advancements in artificial intelligence (AI) and machine learning (ML) techniques – e.g., natural language processing (NLP) and large language models (LLM) capabilities have intensified the wide sways of technology on the functioning of business, government, and soci...
14 June 2023 /wholesale /markets Artificial Intelligence and Financial Services
Mahesh Pawal Portfolio Product Manager, Digital Transformation at Fiserv
Embarking on a once-in-a-lifetime road trip through the vast expanse of Death Valley, you're filled with excitement and a sense of adventure. As you drive along the deserted stretches, a sign ominously declares, "NO GASOLINE STATION FOR THE NEXT 250 MILES.". You're now a little nervous about being so far from civilization. After all, the...
12 June 2023 /retail /wholesale Frictionless Payments
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