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Trends in Financial Services

A community to discuss the future of financial services and any other interesting trends, strategies, ideas, views.

Sergio Barbosa

Sergio Barbosa CIO of Global Kinetic, and CEO of FutureBank. at Global Kinetic and FutureBank

Businesses losing billions to poor quality software, putting many at risk for 2023

Businesses are losing billions due to poor quality software. And, as the economy tightens and skills remain scarce, this is likely to get worse, forcing them to pay to fix avoidable problems and resulting in stalled growth. According to the Consortium for Information & Software Quality (CISQ), poor software quality cost US organisations $2.08...

/devops /predictions

Retired Member

Retired Member 

Inflation and operating model optimisation

Rising inflation across the US, UK and the Eurozone is creating massive pressures across global markets. We’re seeing a reduction in the breadth of credit products, like mortgages, as they become more unaffordable, which leads to a reduction in volume and profitability as net interest margins are squeezed. Defaults are increasing – and will continu...

/markets

Chris Principe

Chris Principe CEO at APB, Inc.

eTRADE eMBRACEING eCOMMERCE

eTRADE eMBRACEING eCOMMERCE Trade, acquiring things we need and want, is the oldest profession known to man. Now I know what everyone thinks of as the oldest profession, but that would not be possible without trade. Over many centuries trade has evolved and adapted to our changing world. Trade is still alive in all its forms. From barter to bargai...

/payments /wholesale

Justin Van Til

Justin Van Til SVP of Product, Marketing & Strategy at QUODD

Market Data Inflation: Reaching a Tipping Point

The inflationary environment is hitting all corners of the economy. Yes, even financial services companies. Perhaps nowhere is this more evident than in the cost of market data. The challenge for financial institutions – and by extension, their wealth management servicing platforms – is that this information is not a discretionary purchase that th...

/wealth /predictions

Gilbert Verdian

Gilbert Verdian Founder and CEO at Quant

A sound regulatory approach for digital assets

New rules, like the UK’s Financial Services and Markets Bill and the EU’s Crypto-Assets Regulation (MiCA), should be welcomed, argues Quant’s Founder and CEO, Gilbert Verdian. Republished with the permission of Thomson Reuters Regulatory Intelligence. Over the last five years, investment in cryptocurrency increased from $100 billion to a market cap...

/regulation /crypto

Koen Vanpraet

Koen Vanpraet CEO EMEA at Moneycorp, CEO EMEA

How can Fintech Win in the Red Ocean? Enhance the Customer Experience

From the very first ATM in the 1960s to the rise of smartphones leading to mobile banking in the 2000s, and now in the booming digital era with super apps and fintechs, the financial industry has evolved to improve the customer experience. While customers may choose a financial product or service for its function and features, user experience is w...

/payments /people

Yuliya Barabash

Yuliya Barabash Managing Partner at SBSB Fintech Lawyers

Crush of Bitcoin: is crypto winter for long or coming to an end?

Crypto market is going through wild changes, and record drawdown of key coins during the last five months has made people nervous. However, the current decline is a natural and, in my opinion, temporal event. Vitalik Buterin proclaimed the beginning of the crypto winter in February 2022. In his interview for Bloomberg, he said that the stagnatio

/crypto /markets

Omkar Nisal

Omkar Nisal Managing Director UK & Ireland at Wipro Ltd

Keeping Financial Services safe as technology trends transform banking

Last year reports of cybersecurity incidents targeting UK financial services providers skyrocketed by more than half in comparison with previous year and the trend continues this year, at even faster pace, fuelled with Global events. While financial institutions are some of the best protected with ‘industry leading’ Cyber defence and response c

/security /cloud

Matthew Phillips

Matthew Phillips Head of Banking, UK and Ireland at Diebold Nixdorf

Are we ready for the age of hyper-personalisation?

We are truly in the era of the customer. Gone are the days when standard products sets and a one size fits all approach was possible, as technology and intelligence propels us into an ever increasingly digital economy. Taking an outside in mind-set, it is imperative for financial service providers to reassess their purpose and direction to keep th...

/retail /predictions

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Next generation of Deals

There is a clear trend with the young generation to be averse of credit cards. They have seen from their parents what a too high usage of credit cards can lead to and at the same time feel that credit cards are complex and lack transparency. The rise of BNPL is a clear consequence of that, i.e. these companies provide a different means to the same ...

/payments /retail

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