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Latest /regulation expert opinions

Barley Laing

Barley Laing UK Managing Director at Melissa

The damaging impact of poor quality data in the financial services sector

It has been estimated by MITSloan that the cumulative cost of inaccurate data is 15 to 25 per cent of revenue for most organisations. This is because poor quality data wastes resources, undermines everyday operations and communications – particularly personalised customer communications. It causes inefficiencies in both time and money in the creat...

/regulation /identity Data Management and Governance

Vipin Kumar Sharma

Vipin Kumar Sharma IT and Consulting Delivery Manager at Infosys Ltd

Stock settlements just got faster in the US, but can they be even quicker?

In the past, buying or selling a stock meant waiting two business days for the trade to settle (T+2). This meant a two-day gap between agreeing on a price and actually receiving the stock and money. As of May 28, 2024, the US market has moved to a T+1 settlement cycle. Trades will now settle in one business day, reducing the risk involved f...

/payments /regulation Post-Trade Forum

Helena Wood

Helena Wood Director of Public Policy at Cifas

Driving the next generation of fraud reforms

With a General Election announced for 4 July, now is the perfect time for a stock take on the progress made over the past decade in relation to tackling fraud. For the most part, this was a decade in which fraud felt like the Cinderella of the criminal justice system; a crime neglected by politicians and police alike while other crime types receiv...

/regulation /crime Exposing Financial Crime

Adam Lieberman

Adam Lieberman Chief AI Officer at Finastra

Exploring Gen AI use cases in financial services

With the explosion of Gen AI in recent times, financial services organizations are looking to harness the technology to its fullest potential. Early forms of generative AI have been used across the industry for a decade, particularly in the form of synthetic data generation, but fear and fascination dominate boardroom conversations in equal mea

/ai /regulation Artificial Intelligence and Financial Services

Ketharaman Swaminathan

Ketharaman Swaminathan Founder and CEO at GTM360 Marketing Solutions

Ten Revolutionary Things About AI - Part 2

In Ten Revolutionary Things About AI - Part 1, we described five gamechangers about ChatGPT and other Generative Artificial Intelligence platforms. In this Part 2, we shall cover five revolutionary things about AI. 6. Weird Regulatory Proposals There are broadly two lobbies for regulating Gen AI: A) Closed Source (via Sam Altman and Vinod Khosla)...

/ai /regulation

Francesco Fulcoli

Francesco Fulcoli CCO at Flagstone

Regulatory Resilience: Fintech's AML Frameworks through Comprehensive Gap Analysis and Methodologies

In a world where innovation meets finance, fintech companies stand at the forefront of revolutionising how we interact with money. However, with great innovation comes great responsibility, especially when it comes to compliance and Anti-Money Laundering (AML) practices. In this dynamic industry, navigating a complex web of regulatory requirements...

/payments /regulation Fintech

Srinathprasanna Neelagiri Chettiyar Shanmugam

Srinathprasanna Neelagiri Chettiyar Shanmugam Manager - Banking and Financial Services at Aspire Systems

Navigating Operational Resilience: A Comparative Look at DORA, TLPT, and Beyond

This is the first installment in my series of blogs exploring the dynamic world of operational resilience regulatory frameworks, with a special focus on DORA (Digital Operational Resilience Act) and TLPT (Threat Led Penetration Testing). In this blog, I have shared my observations while examining how regulatory changes in the UK, EU, and US are sha...

/security /regulation DORA AND TLPT

Simon Luke

Simon Luke UK Country Manager at First AML

The c-suite confidence crisis: why anti-money laundering needs to be a boardroom issue

When you think of money laundering, you may picture an underworld of hidden criminals doing dark deeds. You may also think of the real world consequences, which can result in the exploitation of vulnerable people across the globe. Clearly, our collective goal needs to be disrupting the flow of dirty money wherever possible. With such high stakes, ...

/regulation /crime Financial Services Regulation

Simon Axon

Simon Axon Financial Services Industry Lead, EMEA & APJ at Teradata

Learnings from the Ben Bernanke Report

The implications of Ben Bernanke’s review of forecasting for monetary policy making at the Bank of England go far beyond the Bank itself. His recommendations lead with a call to accelerate the modernisation of software used to manipulate data as rapidly as feasible. The Bank should certainly expand investments in creating the flexible, scalable an...

/regulation Analytics in Banking

Elias Thomaidis

Elias Thomaidis Sales Director - Payments at Aspire Systems

How SEPA Instant Credit Transfer is Transforming Businesses

Introduction In today’s fast-paced world, people expect quick and easy payment options. SEPA Instant Credit Transfer (SCT Inst) delivers just that! Launched in November 2017, SCT Inst is a real-time payment system that allows for instant transfers of Euros between accounts in the Single Euro Payments Area (SEPA). This means you can send and receiv...

/payments /regulation SEPA and European Payments

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