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Latest Results from /payments

Níamh Curran

Níamh Curran Senior Reporter at Finextra

The rise of banking-as-a-service

Banking-as-a-Service (BaaS) has become one of the major trends rising within payments. Gartner predicts that BaaS will be mainstream before the end of 2024 and this trend has sat at the top of the Gartner Hype Cycle from September 2022. This is an excerpt from Future of Payments 2023. BaaS is when banks open their APIs to allow digital banks and o...

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Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

On the cusp of the instant payments era

Faster payments are not new. Instant payments, however, are truly the ‘newest kids on the block’ when it comes to payments, though they look different depending on where you find them. Standardisation, innovation, and regulation are all playing a part in elevating the ‘young upstarts’ of the payment world to leadership status for our new global ec...

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Níamh Curran

Níamh Curran Senior Reporter at Finextra

Liquidity management 4.0

The future of liquidity management is volatile. Liquidity management is facing the challenges of regional conflict and the impact of sanctions, inflation, and supply chain delays. This economic climate’s instability has increased the pressure for financial institutions to ensure they have assets in the right place at the right time. This is an exc...

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Abid Mumtaz

Abid Mumtaz Commercial Lead at Wise

The status of immediate cross-border payments

The speed of cross-border payments has never been more important, or more possible, than it is today. In an increasingly interconnected world, providing instant payments is critical to meeting the needs and expectations of customers and businesses alike. Banks and financial institutions who cannot meet those demands risk losing their business to c...

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Níamh Curran

Níamh Curran Senior Reporter at Finextra

Correspondent banking - essential or dispensible?

Correspondent banking plays an essential role in the global economy. Over the last few decades, correspondent banking has helped banks enable global payments, enhancing growth in international payments and trade. This is an excerpt from Future of Payments 2023. Yet, this stalwart of the banking system is now facing an increasingly complex regulator...

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Scott Hamilton

Scott Hamilton Contributing Editor at Finextra Research

Models for public and private collaboration

Now that we on the way to achieving a truly interconnected, global economy, it’s past the time for full transparency on business and government activities surrounding the worldwide mélange that is the financial arena. And beyond the fact that most news (and opinion) of any kind is largely ‘public’ now – shared nearly everywhere across the internet...

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Laust Bertelsen

Laust Bertelsen CEO at Banking Circle

Where the fintech evolution goes next

Technology has played a part in financial services for much longer than many people realise. As the Payments Association explains, the utilisation of technology to enable financial transactions began way back in the 19th century. Early fintech saw electronic fund transfers being made via telegraphs and Morse code – not advanced by today’s standard...

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Madhvi Mavadiya

Madhvi Mavadiya Head of Content at Finextra

How banks can leverage real-time payments to stand out against competitors

During a Finextra webinar, hosted in association with Bottomline, panellists explored the renewed vigour in addressing issues with legacy payments architecture and how transitioning to SaaS can support financial institutions looking to ‘stake their claim’. Frédéric Viard, product strategist, instant payments, Bottomline; Judy Bei, managing directo...

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Madhvi Mavadiya

Madhvi Mavadiya Head of Content at Finextra

Correspondent banking relationships: how can fintech resolve burgeoning issues?

Fintech can help resolve issues related to financial exclusion and make strides where the traditional financial services industry has fallen short. Ensuring technology is widely accessible to deliver meaningful change has allowed fintech firms to offer far more comprehensive solutions than legacy players and provided banking services for certain a...

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Retired Member

Retired Member

Cross-border payments: How innovation can emerge from chaos

It is an immutable rule that no matter how neatly you put a bunch of wires into a drawer, when you take them back out in the future, they will have become entangled. You could lock the drawer with a key, put up a forcefield around the house, and you would still find yourself disentangling those Christmas lights a year later. An actual law explains...

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Priyanka Rao

Priyanka Rao Content Strategist at Jupiter Money

Key factors to consider before transferring money from India

In today's globalised world, the need for cross-border money transfers is more prevalent than ever, and residents of India are no exception. Whether it's for personal reasons like supporting family members or for business-related transactions, sending money abroad from India requires careful consideration around several key factors. From exchange ...

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Tim Johnson

Tim Johnson Head of Strategy at Tyl and Payit by NatWest

How to drive consumer adoption of open banking

The rise of open banking Ever since PSD2 which set the wheels in motion in 2018, open banking has been growing at a rapid rate. In fact, by February 2023, over 7 million people in the UK had used open banking, representing over 10% of digitally-enabled consumers. The growth trajectory of open banking has continued in the UK, driven by a wider ava...

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