Markets - Long Reads, News, Articles & Research: Finextra

US election 2024: What will Trump VP pick J.D. Vance bring to fintech?

Madhvi Mavadiya Head of Content at Finextra

US election 2024: What will Trump VP pick J.D. Vance bring to fintech?

“AI poses a number of safety concerns and I fully admit that there are a number of issues I worry about as AI continues to develop. In particular, you could imagine a scenario where AI makes these chatbots much more efficient, much more believable, allows predators to prey on children more easily online. That is a real concern and something that I...

18 July 2024 /markets

Fintech market picks up as confidence grows

Antoinette Barnard Head Sales and Alliances B2B Services, Rabobank at Rabobank

Fintech market picks up as confidence grows

2023 was, according to some measures, far from a good year for the fintech sector in Europe. After a record-breaking post-pandemic period, 2023 saw a correction, leading to drops in valuations. The European fintech market experienced significant challenges due to factors outside of its control. The global economic environment was tumultuous, and ...

17 July 2024 /markets

US election 2024: What does Project 2025 say about finance and fintech?

Madhvi Mavadiya Head of Content at Finextra

US election 2024: What does Project 2025 say about finance and fintech?

We went through The Heritage Foundation’s 922 page document 'Mandate for Leadership 2025: The Conversative Promise' so you didn’t have to. While it is common for think-tanks from opposite sides of the political spectrum to propose policies for governments-in-waiting, the initiative dubbed ‘Project 2025’ has resulted in recent widespread concern des...

11 July 2024 /markets

Sehrish Alikhan Reporter at Finextra

Is the UK in a credit crisis?

It should not be a surprise, given that the UK is deep into a cost-of-living crisis with nothing to indicate relief on the horizon, that there is also a credit crisis underway. Living costs leading to debt burdens The cost-of-living crisis has increased the prices of household bills including energy and water, as well as inflating prices of housing...

10 July 2024 /markets

UK election 2024 fallout: What are Labour’s plans for fintech?

Sehrish Alikhan Reporter at Finextra

UK election 2024 fallout: What are Labour’s plans for fintech?

The Labour Party’s landslide victory in the UK general election last week kicked the Conservatives out of office, replacing Prime Minister Rishi Sunak with Keir Starmer. However, while the Labour Party gained the majority of seats in the house, the Tories retained 121 seats, and other notable parties, including the Green Party, Reform UK, and Libe...

09 July 2024 /markets

UK and US elections 2024: How inflation and perceptions are influencing votes

Scott Hamilton Contributing Editor at Finextra Research

UK and US elections 2024: How inflation and perceptions are influencing votes

In the UK, it’s contributed to “consumers addicted to ‘financial doomscrolling’ fuelled by economic angst”, according to a recent survey by FIS. In the US, it’s marked by an electorate feeling ‘shakier’ about the economy and licking their wounds from previously soaring post-pandemic prices across nearly every buying category. What are we talking...

01 July 2024 /markets

UK and US elections 2024: The impact on finance and fintech

Scott Hamilton Contributing Editor at Finextra Research

UK and US elections 2024: The impact on finance and fintech

As we head into national general elections in the US and Europe over the coming months, many financial institutions and fintechs are wondering just what it would mean to their operational and profit models if one of the incumbent national leaders wins, or if a current lead candidate or likely candidate (in the case of the prime minister in the UK,...

18 June 2024 /markets

US Federal Reserve leaves interest rates unchanged, what’s next for banks and customers?

Scott Hamilton Contributing Editor at Finextra Research

US Federal Reserve leaves interest rates unchanged, what’s next for banks and customers?

With the US Federal Reserve’s announcement Wednesday to hold interest rates steady at a target benchmark of 5.25-5.50%, broad implications of this decision are starting to line up across the financial services arena. Continuing at the highest level since 2001, current rates are being held in place by the central bank board because of what they cal...

02 May 2024 /markets

What is T+1 and why has the SEC has ruled to shorten settlement cycles from T+2?

Madhvi Mavadiya Head of Content at Finextra

What is T+1 and why has the SEC has ruled to shorten settlement cycles from T+2?

With less than one month to go before the T+1 deadline of 28 May 2024, brokerage firms across North America are preparing for the transition from securities transactions being settled in two business days – T+2 – to just one day. This will apply to transactions for stocks, bonds, municipal securities, exchange-traded funds, certain mutual ...

30 April 2024 /markets

IFGS 2024: What do the 2024 elections mean for international finance?

Sehrish Alikhan Reporter at Finextra

IFGS 2024: What do the 2024 elections mean for international finance?

What do the UK, US, Mexico, South Africa, European Parliament, and India have in common? They, among many other countries, are all holding elections in 2024, which will impact the geopolitical state of the world and the global banking industry. In the session ‘The Globe At The Polls: What 40+ Elections Around The World In 2024 Means For Our Sec...

17 April 2024 /markets

Silicon Valley Bank collapse one year on: What was the impact?

Sehrish Alikhan Reporter at Finextra

Silicon Valley Bank collapse one year on: What was the impact?

Silicon Valley Bank (SVB) collapsed one year ago on Sunday, an event which created a ripple effect of widespread damage across the financial sector. The failure of SVB was the third-largest in US history, and the biggest bank to shutdown that year. Finextra previously covered the downfall of SVB, explaining the reasons for its failure, which was a...

11 March 2024 /markets

Dominique Dierks Content Manager at Finextra

Why Formula 1 sponsorship is the best brand deal for fintech and payments

As we enter our first race weekend of the 2024 season, many fans have been amused (or irritated) by some of the new sponsors that have emerged for this year’s teams. Especially Visa Cash App RB – a name that doesn’t exactly roll off the tongue, neither does its acronym VCARB – has been subject to countless memes from the sports’ following on socia...

01 March 2024 /markets

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