Latest long reads: Finextra Research

The India Policy Series: Cross-sectoral innovation under the new interoperable regulatory sandbox

Fintech innovation is challenging traditional regulatory constraints and models for supervision. The mushrooming of cross-sectoral, hybrid financial products from fintech entities requires governance by multiple financial regulators. As such innovation is better served by a harmonious regulatory sandbox (RS), the Reserve Bank of India (RBI) launch...

10 November 2022 /regulation

How do traditionally male-dominated industries attract and retain female talent in tech roles?

Andrea Himmelbauer People and Culture Lead at Mettle

How do traditionally male-dominated industries attract and retain female talent in tech roles?

As a whole, the UK fintech industry is evolving to become a place where talent — in all its diverse forms — can grow. It’s therefore important that we understand how businesses can attract and retain an inclusive and diverse workforce. Whilst diversity problems remain prevalent, significant progress has been made in recent years. And although fina...

08 November 2022 /people

Rejected for a job? You should consider reapplying

Aoibhinn Mc Bride Content Editor at Jobbio

Rejected for a job? You should consider reapplying

Rejection is never easy, especially when it comes to your career. But a rejection letter doesn’t have to mean you’ve come to the end of the road with a particular job or company. According to research compiled by StandOut CV, only 2% of candidates that apply for a job will be called for an interview, and employers will typically only call six peopl...

04 November 2022 /people

DORA: Financial institutions must act now or risk non-compliance

Jolanda Schekermans Head of Product - Europe at Form3

DORA: Financial institutions must act now or risk non-compliance

The European Union’s incoming Digital Operational Resilience Act (DORA) was first published in September 2020 as part of the Union’s Digital Finance Package (DFP), with a clear objective of improving the digital resiliency of the entire financial system. Almost every type of financial institution (FI) across the EU will be required to ensure that ...

03 November 2022 /regulation

The Westminster Series: How will the Electronic Trade Documents Bill transform trade in the UK?

Chris Holmes Peer at House of Lords

The Westminster Series: How will the Electronic Trade Documents Bill transform trade in the UK?

The Electronic Trade Documents Bill is one of the most important bills you have never heard of. Not only will this bill make trade faster, cheaper, and greener, it is an English law model of how to legislate for technology through specific criteria. A blockchain bill that will stimulate blockchain development and adoption without ever mentioning b...

02 November 2022 /regulation

Understanding the regulatory landscape for crypto-assets in Germany and the EU

Renate Prinz Partner at McDermott Will & Emery LLP

Understanding the regulatory landscape for crypto-assets in Germany and the EU

Currently, we can read many summaries and briefings on the new Market in Crypto Assets Regulation (“MiCAR”) everywhere. For sure, MiCAR has the potential to give the EU crypto market a huge push forward. From what we can see so far, regulation for new business models especially in the Fintech market is not as bad as everyone supposed before. We al...

01 November 2022 /regulation

Fraud monitoring strategies and the role of global scoring data

Finextra Research Writer at Finextra

Fraud monitoring strategies and the role of global scoring data

This is an extract from the Finextra Research and Mastercard report ‘Seeking Approval - Acquirers Vs. Transaction Fraud’, based on industry interviews that explore the industry’s appetite for real-time, AI-driven, data-rich transaction fraud monitoring and the various models, technology and priorities that shape their strategies. In order to effec...

31 October 2022 /crime

The Zoom ceiling is the new glass ceiling

Kirstie McDermott Senior Content Editor at Amply

The Zoom ceiling is the new glass ceiling

In 1978, writer Marilyn Loden coined the term “the glass ceiling” to describe the often invisible barriers women and minorities face in the workplace. While women do not tend to experience difficulty entering organisations at lower-to-middle levels, they often get stuck when they seek to advance to leadership positions and their numbers dwindle. H...

28 October 2022 /people

Adapt to survive in 2023: A step change for business models in fintech

Pat Patel Executive Director at Elevandi

Adapt to survive in 2023: A step change for business models in fintech

The origins of fintech date back to the Global Financial Crisis of 2007 to 2008, when financial institutions suffered large losses and needed government assistance to survive. In the same period, mobile technology exponentially grew, which further yielded a new breed of financial institutions. Web 2.0 created opportunities for fintech companies t...

27 October 2022 /startups

AFP/NACHA Fraud Symposium: Trends and protection tips for treasurers

Scott Hamilton Contributing Editor at Finextra Research

AFP/NACHA Fraud Symposium: Trends and protection tips for treasurers

“Cyber is my number one issue…it’s what keeps me up at night” said the treasurer of a large US nonprofit. He was part of a gathering of around 50 fellow financial leaders for a Fraud Symposium at the 2022 Association for Financial Professionals (AFP) annual conference in Philadelphia Sunday. The event continues through October 26. The AFP is the m...

26 October 2022 /payments

The Future of Digital Banking in North America: Building the experience of finance

Paige McNamee Senior Reporter at Finextra

The Future of Digital Banking in North America: Building the experience of finance

This is an excerpt from Finextra’s report, 'The Future of Digital Banking North America 2023'. As we delve deeper into the realm of digitised financial services, it is becoming clear that the line between physical and digital experiences are becoming increasingly blurred. This is due in no small part to the experiential applications, products, and ...

26 October 2022 /devops

CBDC: Powering the future of money in the digital era

Rajashekara Maiya VP at Infosys

CBDC: Powering the future of money in the digital era

This is an excerpt from Finextra’s report, 'The Future of Digital Banking North America 2023'. The last couple of years have witnessed a revolution in digital currencies globally. Rapid advancements in technology and decline in cash transactions, particularly through the pandemic, have further fuelled their rise. A report by UNCTAD in 2021 indicat...

25 October 2022 /crypto

Long reads