Latest long reads: Finextra Research

Why electing for a correspondent bank to access the SWIFT network is a no-brainer

Prasangi Unantenne Implementation Lead, Wise Platform at Wise

Why electing for a correspondent bank to access the SWIFT network is a no-brainer

The SWIFT network is one of the most trusted ways for banks to move money across borders for their customers. Established in 1973, the network allows banks to speak to each other using financial messages and carries upwards of 5 billion messages per year. However, while the financial services landscape has expanded significantly over the last 10 ye...

27 September 2022 /Sibos

The Westminister Series: Westminister cryptoasset debate

Chris Holmes Peer at House of Lords

The Westminister Series: Westminister cryptoasset debate

One of the last debates in the most recent Parliamentary sitting, suspended following the tragic death of Her Late Majesty, was on cryptoassets, cryptocurrencies, and their regulation. A good debate in which positive, encouraging comments were made by the Minister. Martin Docherty-Hughes, the MP who secured the debate, is a long-time blockchain su...

26 September 2022 /regulation

Retired Member

UK's top 5 cloud companies to work for

How many cloud-based apps or services do you use each day? Three to five maybe, or a few more if you combine your personal apps with platforms you use throughout the working day, or maybe it’s a few more if you consider social media and online shopping, not to mention dating and finance apps – so seven sounds about right? It’s not; The average per...

23 September 2022 /people

Breaking into Fintech: Here’s how to get hired at NayaOne

Sehrish Alikhan Reporter at Finextra

Breaking into Fintech: Here’s how to get hired at NayaOne

Finextra went behind the scenes at NayaOne to quiz Ambar Vitelli, head of strategic partnerships, on the qualities the fintech is looking for in new hires. NayaOne specialises in forging partnerships and delivering products across the financial sector through the employment of fintech-as-a-service and cloud technologies. The company aids banks, com...

22 September 2022 /people

Cash or crypto – can I pay my employees in crypto?

Ashleigh Green Solicitor at Napthens

Cash or crypto – can I pay my employees in crypto?

Bitcoin reached an all-time high of over $68,000 in November 2021, despite starting the year at under $30,000. There is no doubt that cryptocurrency is a volatile market as the rates can drop and rise at any moment, so why is cryptocurrency at the forefront of most investment discussions, and should employers consider paying employees in such a wa...

21 September 2022 /crypto

Why businesses need regulatory support for Variable Recurring Payments

Retired Member

Why businesses need regulatory support for Variable Recurring Payments

The journey ahead for business leaders is uncertain: rising inflation, business costs, and waning customer demand are a threatening combination of factors that will challenge the resilience of businesses of all types. Rising costs in the current climate are a near inevitability, and those charged with navigating this storm will seek cost-saving opp...

20 September 2022 /Sibos

Developing the right culture to build digital products at speed

Paige McNamee Senior Reporter at Finextra

Developing the right culture to build digital products at speed

Banks must digitally evolve, and how they approach the building, launching, and managing of their product offerings depends not only on the specific demands of the market, but the idiosyncrasies of each financial institution. Speed to market is one such demand, forcing banks to enhance existing products and perfect their strategy around building co...

15 September 2022 /cloud

The India Policy Series: How the RBI Guidelines will impact digital lending models

Retired Member

The India Policy Series: How the RBI Guidelines will impact digital lending models

Digitising lending brings many benefits from more inclusive and efficient processes, to improved credit decisions, and a better customer experience. However, the emergence of digital lenders in India in the last few years through online platforms and mobile apps, has led to concerns around potential systemic implications. Last November, the Reserv...

14 September 2022 /payments

Quiet firing and quiet quitting: TikTok trends hurting your career

Retired Member

Quiet firing and quiet quitting: TikTok trends hurting your career

We are burned out, or so the experts say. Although we are not sure we need an impartial expert to tell us that the stress of the last two years coupled with rising inflation costs, ongoing political upheaval, and changing workplace norms has taken its toll. We lived through it. Experts, and counting psychologists, economists, and career coaches am...

13 September 2022 /people

The importance of determining your financial personality

Marco Mottadelli Head of Global Brokerage at Fineco Bank

The importance of determining your financial personality

Your financial personality influences your attitudes to money and investing, so understanding a bit more about it can help curb bad habits and build good ones. Just as there are optimists and pessimists, thinkers and doers, each of us has a financial personality that shapes our attitude towards money: spending, saving, and investing. The key is not...

08 September 2022 /people

Rebundling: What do fintechs really think?

Níamh Curran Senior Reporter at Finextra

Rebundling: What do fintechs really think?

Client-stickiness is something all fintech firms strive for. A recent trend has emerged in which fintech firms are becoming a ‘one-stop-shop’ for the full financial lifecycle, aiming to achieve customer loyalty by offering a full range of products and services. These players are taking previously unbundled services, and rebundling these offerings ...

07 September 2022 /payments

Debt financings for fintech startups: Are they the new venture round?

Lyle Solomon Principal Attorney at Oak View Law Group

Debt financings for fintech startups: Are they the new venture round?

In the first seven months of the year, venture capital (VC)-backed businesses in the United States raised close to $15.9 billion in debt through 321 deals, according to Crunchbase data. Startups disclosed over $13.3 billion in debt in 320 acquisitions by the same time in 2021. Debt experts claim that the growth is definitely real Even though it's ...

06 September 2022 /startups

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