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Fintech World

Approach to discuss and elaborate the latest trends in Financial Technology world

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Credit Risk in pandemic time

Credit risk is the possibility of a loss resulting from a borrower's failure to repay a loan or meet contractual obligations. Credit risk is most simply defined as the potential that a bank borrower or counterparty will fail to meet its obligations in accordance with agreed terms. Banks need to manage the credit risk inherent in the entire portfol...

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