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Fintech innovation and startups

Disruption, destruction, harmony and creation; Fintech’s new frontier – a place to discuss the cutting edge of innovation.

Dmitry Dolgorukov

Dmitry Dolgorukov CEO at GiniMachine

Top countries for launching a Fintech startup

In this text, you can find some analytics that may help reveal the sweet spots for business and investment on the world’s map in 2021. Certain regions and countries are friendly to innovation that have millions of users with a high level of tech adoption and expanding fintech market. How FinTech was doing in 2020 According to the World Bank’s re...

/markets /predictions

Tim Simon

Tim Simon CEO at Madiston plc

Buy Now Pay Later - how to select the right technology

Flexible payment options, including Point-of-Sale (POS) "Buy Now Pay Later" (BNPL) offers, are growing in popularity at a pace that regulators are struggling to match. The Woolard Review (a review of change and innovation in the unsecured credit market) noted that the value of BNPL transactions has nearly quadrupled during 2020. Accordin...

/retail /predictions

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

The idea of a collaborative investment fund

With interest rates close to 0, people are forced to invest their money to avoid losing buying power (as inflation is considerably higher than the typical interest rate on a saving account or term deposit). As many people do not want to actively follow-up their investment portfolio, most bank customers invest in actively-managed investment funds (o...

/wealth /retail

Yuliya Barabash

Yuliya Barabash Managing Partner at SBSB Fintech Lawyers

Experiences and Business Prospects for Fintech Projects in South East Asia

South East Asia has seen a Fintech boom and immense growth since 2016 but this market is still considered underpenetrated, and the reason is obvious: a limited availability of financial services creates major potential for development. For instance, according to the World Bank, only 49% of adults in Indonesia have official bank accounts; in Cambod...

/payments /markets

Tamas Kadar

Tamas Kadar Founder and CEO at SEON

Learnings from a CEO: adapting to life in Covid

Everyday, business leaders face challenges, ranging from the photocopier running out of ink or paper at the most inconvenient moment, to the latest development of a new piece of technology that outmodes their proposition overnight. However, it is now imperative that leaders improvise, innovate adapt and do all they can to keep their businesses mov...

/startups

Himanshu Kolhekar

Himanshu Kolhekar FinTech Mentor at Coursera.org

Can every company be a FinTech?

2015 - The year where Smart Phone's capability reached a new height. Faster processors to run complex applications. Cheaper internet plans and new mobile players which brought down the price of superior performing mobile phones. These were the main ingredient eats to boil the broth of new FinTech solutions. History is witness where FinTechs that r...

/markets /predictions

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Deals as a competitive differentiator in the financial sector

In my blog "Customer acquisition cost: probably the most valuable metric for Fintechs" (https://bankloch.blogspot.com/2020/06/customer-acquisition-cost-probably-most.html) I described how a customer acquisition strategy can make or break a Fintech. In the traditional Retail sector, focused on selling different types of products for perso...

/retail

Scott Raspa

Scott Raspa Head of Marketing at Hydrogen - www.hydrogen.tech

The benefits of embedded finance

As the fintech industry continues to change, accessible and straightforward interfaces for end users are key to helping financial institutions better engage their customers. One way many fintechs are creating a superior user experience for customers is with embedded finance. It’s a way to make financial processes like payments work seamlessly with...

/startups /inclusion

Willem Lambrechts

Willem Lambrechts Managing Director at Drebbel

Sales for start- and scale-ups : 5 lessons learned

Lesson 1 : Sales should be on the top of your business plan! Do you remember the 4 P’s of the marketing mix? Product Price Promotion Place 3 out of the 4 factors refer to sales, only 1 to the product. The sales plan is as important as the product and the financial plan! Sales, as product development, has its cost. Never underestimate it and take ...

/people /startups

Joey Kim

Joey Kim 

Boost to Fintech in Response to Coronavirus

The Coronavirus pandemic is proving to be the boost needed for fintechs to gain traction with consumers who have been hesitant to move their finances online. With prolonged social distancing measures and lockdowns around the globe, the world is getting a crash course on why accelerated fintech adoption is necessary. History proves that crises can ...

/startups /covid-19

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