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Fintech innovation and startups

Disruption, destruction, harmony and creation; Fintech’s new frontier – a place to discuss the cutting edge of innovation.

Martin Bould

Martin Bould Co-Founder at Little Birdie

Start-up challenges during the cost of living crisis

When is the best time to launch a new start-up? For an app-based solution looking to offer people more control over how they spend their money, Autumn 2022 - with its soaring energy, food and leisure costs - seemed like the optimum time. Undeniably, people in the UK need all the help they can get right now when it comes to managing their household...

/startups

Retired Member

Retired Member 

Insourcing v outsourcing - how can firms decide?

The issue of whether to outsource a transformation project or lean on in-house expertise is a question many Executives wrestle with. It may seem safer to keep control and offer personal development to in-house teams – after all they have the legacy system knowledge. But will playing it safe differentiate you from your competitors? True innovation ...

/retail

Vlad Dobrynin

Vlad Dobrynin Founder & CEO at Humans Group

The Digital Divide and Super Apps: How Uzbek Fintech Market is Structured

In Uzbekistan 22 million people use remote banking services. That equates to more than half of the country's population. However, the Uzbek market has relatively few startups, and those that do exist address users' pain points without solving the market's fundamental problems. Let's explore why this is happening, what niches are available in the c...

/payments /markets

Ofir Tahor

Ofir Tahor CEO and Co-founder at Justt

Moving Past the Jurassic Age of Fintech

Once upon a time in the financial services industry, when dinosaurs roamed the Earth, there was significant value for technology providers just in being a large, established brand. Big brands used to show stability, strong offerings and ability to scale. However, today many startups offer the same if not better. The premium placed on brand name st...

/startups /predictions

Vladimir Kuiantsev

Vladimir Kuiantsev Managing Partner at AKURATECO

Top 7 reasons to switch from your own payment gateway to a white-label solution

The Fintech industry is booming. The complexity of payment processes has increased dramatically within the last decade. ApplePay, GooglePay, 3DS 2.0, tokenization, crypto-payments, QR-code payments, and plenty of other flows and features are currently highly demanded in different parts of the world. Moreover, new features and payment methods are c...

/payments /startups

Retired Member

Retired Member 

Recent Acquisitions Show Path Forward in Chargeback Mitigation

An area in payments that has been heating up over the past year and a half is the handling of credit card payment disputes, AKA chargebacks. Four chargeback mitigation solutions have been acquired in the last 18 months: Chargehound by PayPal, Chargebacks.com by Sift, ChargebackOps by ClearSale and last week Midigator by Equifax. The timing of the ...

/payments

Kartik Swaminathan

Kartik Swaminathan Author - 3F: Future Fintech Framework & Founder at Fintastech (Fintech Consulting & Coaching)

Super APPs and Fintech

Over last few years, we have heard of Super Apps (Applications), and how they will be key and dominant players in the whole digital ecosystem. This is backed by efforts by leading players with mixed or limited success. We have known of success of Amazon, GoJek etc. and also many others who could not realise their efforts fully or effectively. Simp...

/people /retail

Tatsiana Kuchminskaya

Tatsiana Kuchminskaya Chief Financial Officer (CFO) at Andersen

Peculiarities of International Money Transfer App Development

Online banking has changed the model of customer interaction with financial institutions. The American Bankers Association has found that people are more likely to manage money through smartphones (39%). 32% of consumers access online banking from a laptop or a PC. Only 10% of clients prefer to conduct transactions in a bank branch. A similar situ...

/startups /inclusion

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Digital Finance Summit - A recap

Last week I had the chance to attend the yearly "Digital Finance Summit" conference in Brussels. After a pure digital event last year, the event was a hybrid event this year, which allows to network in a much more effective way. Such conferences are always an excellent way to get inspired and take a step back from your daily work to get ...

/startups /predictions

Yahya Mohamed Mao

Yahya Mohamed Mao Head of Business Development & Marketing at Swiss GRC

Why fintechs will play a key role in the metaverse

As in many other fields, this virtual space of the metaverse has sparked a desire among financial innovators to learn how fintech and new fintech solutions can provide financial services in this entirely new world. Metaverse technology to create new business models could lead to the emergence of crypto as a large-scale alternative financial system...

/markets /predictions

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