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A group about everything related to embedded finance.
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Rob Straathof CEO at Liberis
Payments lie at the intersection of commerce and the ever-expanding digital economy. For the Payment Service Providers (PSPs) that ply their trade in this dynamic space, there’s a unique opportunity to create new revenue streams and increase merchant retention: diversification. By partnering with an embedded finance platform, PSPs can go beyond ...
21 June 2023 /inclusion
Jamel Derdour CMO at Transact365 / Nucleus365
Embedded finance has been a buzzword in the financial industry for the past few years, and it shows no sign of slowing down. With the rise of technology, financial services are becoming increasingly integrated into non-financial products and services. In this article, we will discuss what the rest of the year holds for embedded finance. Continued ...
13 June 2023 /payments /markets
Leon Gauhman Founder and CPO/CSO at Elsewhen
If the traditional banking industry was waiting for a sign that Big Tech’s threat looms larger than ever, Apple’s launch of a game-changing savings account via Goldman Sachs may be it. With 4.15% annual percentage yield, no fees and zero demand for a minimum deposit or balance, the new Apple Card savings account – which users can set up from th
01 June 2023 /payments /retail
Esteban Lopez Global Industry Director FinTech at Kantox
Embedded finance, the placing of a financial product or service in a non-financial platform, is quickly changing the global economic landscape. According to Bain Capital, financial services embedded into software platforms will exceed $7 trillion by 2026 in the United States alone. Consultants McKinsey, in turn, foresee revenues of about $20 bill...
25 May 2023 /payments /markets
There’s an all-too-common scenario that pervades the payments landscape: acquirers blindly falling into a commodity trap. This unwanted outcome occurs when a financial institution that processes credit and debit card transactions on behalf of merchants sees its competitive edge blunted by competition. Over time, their service becomes indistinguish...
22 May 2023 /payments /inclusion
There’s a portmanteau that perfectly describes the challenger banks that emerged from the ashes of the 2008 financial crisis: the fusion of neo and banks to create neobanks. The use of neo – another word for new – underscores their determination to disrupt the traditional banking model using the latest technology. These innovative providers of fin...
25 April 2023 /inclusion
Ermes Dajko Sr. Cloud Solutions Architect at Temenos
If you’ve bought something online through an online retailer or through a merchant’s web site or app and you’ve selected to buy now and pay later with interest free instalments, a micro-loan is created for you. That capability of a business to offer you financial products at the Point of Sale (PoS) within their own experience without the consumer ...
07 February 2023 /cloud /predictions
Kuldeep Shrimali Consulting Partner at Tata Consultancy Services
Abstract The financial services industry has seen significant growth in the embedded finance space for the past decade. The growth areas are mostly in the embed payments, insurance, and credit but are there opportunities to reimage other financial services offerings like investments and advisory services being embedded directly into the customer e...
27 January 2023 /wealth
The embedded finance market has been growing at pace since 2020. COVID proved to be a crucial catalyst, accelerating e-commerce, financial digitalisation, and consumers’ changing expectations. To add to that, fintech companies have been catching up with – and in some cases outpacing – traditional banks when it comes to gaining consumers’ trust in ...
10 January 2023 /payments /markets
The modern e-commerce landscape has rapidly evolved to offer consumers faster, simpler and more secure payment methods. Rather than cumbersome bank transfers and checks, consumers can now make seamless transactions directly from merchants’ apps or websites. Bolstered by increasing demand for more frictionless payments, embedded finance has grown ...
05 December 2022 /payments /predictions
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