Join the Community

21,469
Expert opinions
43,716
Total members
378
New members (last 30 days)
131
New opinions (last 30 days)
28,520
Total comments

Digital Banking, Mortgages and Savings

Latest thinking in respect to mortgages and savings within the digital age.

Christopher Little

Christopher Little Chief Revenue Officer at finova

Why banking platforms must be agile in savings as well as lending

If there is a single word that encapsulates the appeal of the digital economy, it’s seamlessness. The facts are straightforward: customers like seamless tech experiences, whether that’s making a contactless payment at the supermarket or tracking their physical wellbeing on a fitness app. Naturally, they would expect the same ease of use from their...

/retail

Raktim Singh

Raktim Singh Senior Industry Principal at Infosys

Digital Mortgage

A Digital Mortgage uses technology to connect with borrowers at every stage of the lending process, irrespective of where they are. This type of mortgage reduces costs, eliminates the manual process, and streamlines the entire operation. No more piles of paperwork, phone calls, or waiting in queues at the bank.This revolutionary approach uses tech...

/retail /wholesale

John Bertrand

John Bertrand MD at Tec 8 Limited

UK Finance Annual Mortgage Dinner and The New Mortgage Charter

An exhilarating evening was held with the members of the mortgage industry on 12 December with people dressed in black tie. The mood was set by the Director of Mortgages for UK Finance and further extended by the chair of akt Charity by providing safe homes for UK LGBTQ young people. Positivity for 2024 was palpable. The Director opened with givin...

/regulation /retail

Darren Winfield

Darren Winfield Insight Consultant at Defaqto Ltd

Why is Robo-advice so appealing for Gen Z?

Robo-advice, or digital wealth management, is gaining popularity, particularly with Gen Z, as a way for individuals to receive financial advice and invest their money using algorithms and technology through apps and web-based platforms rather than human financial advisors. As Gen Z continues to gain financial knowledge and independence, the adopti...

/wealth /predictions

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Saving 2.0: Breaking Free from Tradition

In Belgium, the traditional savings account remains highly popular, boasting a total deposit of over 300 billion EUR. With approximately 11.5 million inhabitants, this averages to about 25,000 EUR per Belgian on their savings account. However, this is an average value; most Belgians do not have this amount on their saving account, which means some...

/retail /inclusion

Andrea Varga

Andrea Varga Head of Innovation at Aryza

Navigating Interest Rates and Consumer Duty: Challenges Facing Mortgage Lenders in Turbulent Times

The recent decision by the Bank of England to raise interest rates has sparked significant concerns and implications for homeowners, renters, and the overall lending landscape. With inflation remaining stubbornly high at 8.7% in May (according to the Office for National Statistics, more than four times the government's target), the 0.50 percentage ...

/payments /regulation

Thomas Pintelon

Thomas Pintelon Head of Strategy at Capilever

Are banks ready for the Corona emergency measures imposed by governments?

Amid the Corona crisis, governments worldwide are urgently deciding on numerous actions to limit the economic impact of this unprecedented health crisis. Top priority in these plans is to help people and businesses overcome a period of low to zero income, which completely breaks their predicted liquidity forecasts. Such a shock in liquidity can ev...

/covid-19

Breana Patel

Breana Patel CEO | Thought leader in Bank Risk & Regulations at Bonova Advisory | Risk &Regulatory Advisory

Bigger Banks are here to stay

Banking Is More Than Software Disruption is the current name of the game. The promise is it will upturn any economic sector that’s not sufficiently hip to the new ways of doing business. In some cases that has certainly been true. Uber has taken its toll on traditional taxicab companies. Airbnb has altered the hotel and bed-and-breakfast sectors. ...

/retail

Marten Nelson

Marten Nelson Co-founder and CEO at M10

Open banking is just a taste of what’s to come

There’s still hell to pay in the back-end, says Marten Nelson, Co-founder, Token.io. True digitisation in payments means overhauling the core infrastructure as well as its connectivity layer. All the hype about digital transformation in financial services risks eclipsing something really important: that this ‘new dawn’ of open banking extends only ...

/payments

Sheza Gary

Sheza Gary Project Strategiest at Self Employed

Funds at your disposal: Digital lending making inroads into traditional lending

The penetration of the internet of things and devices such as smartphones has brought in many advancements. This has made economic activities available at the touch of a button. Among the various sectors, the digital world has evolved the way traditional banking processes are being carried out. A growing number of businesses and individuals are fi...

Now Hiring