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A blog group to discuss the potential of decentralized finance and the obsctacles preventing the realization of this potential.
As the owner, you will also give up ownership if you leave this group.
Eli Talmor CEO at ID-Bound
DeFi - Addressing the Limitations of Traditional Finance. DeFi, or Decentralized Finance, aims to tackle several problems users face with traditional financial systems: Limited Access: Traditional finance often excludes people due to factors like geographical location, credit history, or minimum balance requirements. DeFi, built on blockchain techn...
03 July 2024 /regulation /identity
Raktim Singh Senior Industry Principal at Infosys
For centuries, we have seen lending and borrowing. Before banks came into picture, people used to borrow from other wealthy person in their vicinity. These loans were taken either to start a business, expand the current business or some personal needs. Based on your relation with other wealthy person, rate of interest used to vary in north of doubl...
07 December 2023 /payments /retail
Adam Lieberman Chief AI Officer at Finastra
In recent years, Web3 has been put forward as the most significant democratic revolution in the digital space. With big tech monopolies governing the exchange and monetisation of information today, the promise of Web3 is the empowerment of users when it comes to the ownership and sharing of data. The decentralisation of ownership is expanding to i...
31 May 2023 /people /crypto
Piers Marais Chief Product Officer at Currencycloud
Decentralisation is the buzzword in fintech at the moment – whether that’s sharing data more widely, such as with open banking, or directly using decentralised systems, as with the blockchain. Decentralised finance (DeFi) is one of the latest developments, aimed at democratising access to finance by removing the middlemen that control the flow of ...
17 November 2022 /payments /crypto
Timo Lehes Co-founder at Swarm
Regulators across the globe have been stepping up their anonucements around crypto. These developments are set in a conext of a recent liquidity cascade in crypto markets that prompted many crypto lenders and funds to freeze clients' ability to withdraw their assets. I look at three key news items in crypto regulation that emerged this week: Regul...
18 July 2022 /regulation /crypto
Philipp Pieper Co-founder at Swarm Markets GmbH
Investors concerned about the apparent ‘bursting’ of the crypto bubble need to zoom out from short-term pain and look at past experiences of fast-moving technological markets. Who remembers Lycos? A darling of the tech bubble of the early 2000s, it is now consigned to little more than a footnote in the history of the internet. The firm sold for a...
30 June 2022 /wealth /crypto
Marten Nelson Co-founder and CEO at M10
Media is buzzing about Web 3.0 and the metaverse. Companies and investors are scrambling to get in on the ground floor and participate in shaping this new iteration of the web. But I think it’s worth exploring some of the unintended consequences of this mass move toward decentralization and what role, if any, traditional financial institutions sho...
10 February 2022 /payments /crypto
Douwe Lycklama Founding partner at INNOPAY
A recent offer in the realm of Decentralised Finance (DeFi) caught my attention: “Borrow money with your bitcoin. At 0% interest”. Expected to launch at some point in Q1 of this year, this could serve as an accelerator for DeFi in the bitcoin ecosystem and potentially also for DeFi as a whole, as the interest-free borrowing protocol introduces new...
05 February 2022 /payments /crypto
Kala Kam Marketing Manager at Coinremitter
Bitcoin and other cryptocurrencies hit new lows on 22 Jan 2022, and the ongoing crisis has wiped off more than $1 trillion from the global crypto market value. Bitcoin was hovering at $35,000 per coin, and the largest digital currency by market value had dropped by more than 40% from its peak in November 2021. In November, Bitcoin reached an all
25 January 2022 /crypto /markets
Blockchain, Bitcoin and Decentralised Finance (DeFi) are all relatively new terms in today’s commercial vocabulary. Although their impact on the future of business is not yet entirely clear, at INNOPAY we believe that the genie is out of the bottle. The shift from institutional (centralised) to infrastructural (decentralised) trust is now unstoppa...
03 January 2022 /payments /crypto
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