Finextra Research: Latest fintech news, analysis, interviews, features and opinion by industry experts

Finextra TV/crypto

The Potential of Programmable Payments

At EBAday 2024, Gilbert Verdian, Founder and CEO, Quant, explores how programmable payments can enhance the efficiency of both personal and business financial transactions. Highlighting the important role of the Regulated Liability Network (RLN) in the UK, the discussion turns to advancing programmable payments using both existing and tokenised bank deposits. Further, how innovations in programmable payments can reduce issues associated with failed transactions.

10 July 2024

Finextra TV/payments

What to include on your Payments Blueprint for Success

At EBAday 2024, Sulabh Agarwal, Global Payments Lead, Accenture, discusses how banks are approaching payments transformation and why the traditional model may not work with the number of initiatives coming to the fore soon. With regulatory initiatives like SEPA Inst, ISO 20022 and a long list of others that include the EPI and digital Euro, financial institutions must remain focused and consolidate new products that are yet to be launched, ensure they are competing against newcomers and justifying the investments that they make. Traditionally, change has emerged incrementally, but now long-term thinking must be prioritised, instead of opening the hood and fixing issues here and there, and technology such as Generative AI must be considered.

08 July 2024

Finextra TV/payments

Instant Payments Regulation and the Impact on Cash and the Digital Euro

At EBAday 2024, Nuria Mohedas, Head of Payments and Digital Banking, Cecabank and Julio César Fernández, Head of Business Development and Operations Support, Cecabank, share their opinion on the new European Instant Payments regulation. Join Cecabank as they explore the evolution of cash in Europe and the dive deep into what influence the new Digital Euro project could have, particularly in light of new regulations like PSR.

03 July 2024

Finextra TV/payments

The potential introduction of the Digital Euro: What do Banks need to consider?

Daniel Szmukler, EBA Director / Innovation, Member Relations and Strategic Engagement, Euro Banking Association, speaks at EBAday 2023 about what the EBA Working Group has identified as key considerations and challenges for banks with the potential introduction of a digital euro. We look at their latest report on retail CBDCs and wholesale CBDCs, the next steps banks should be taking, and where the EBA’s research efforts will go next in the digital payments space.

04 July 2023

Finextra TV/payments

Analysing Regional Initiatives & Relevance of FIs in Cross-Border CBDC Interoperability

Paul Ruggieri, SVP, Product Management, Real Time Payments, Mastercard, speaks at EBAday 2023 about the current state of cross-border interoperability. Through bilateral agreements and multilateral platforms, we gain an understanding of what's in it for the financial institutions and how FIs can stay relevant in a multilateral cross-border CBDC future.

29 June 2023

Finextra TV/payments

The Value of Central Bank Digital Currency in the European Payment Landscape

Alessandro Agnoletti, Group Head of Digital Currency & DLT, Nexi Group, speaks at EBAday 2023 about the value that central bank digital currency will bring to the European payment landscape, what adoption by both consumers and banks will look like, and the role that banks and other regulated third parties will play.

29 June 2023

Finextra TV/crypto

Banking Empowered: Harnessing Crypto, DLT, and CBDC Innovations

Speaking at TCF 2023, Jeremy Boot, Product Strategist, Digital Assets & Currencies, Temenos, discusses the innovation happening in crypto, distributed ledger technology, and central bank digital currency, and how banks can leverage these innovations to meet their goals.

02 June 2023

Finextra TV/payments

The future of resilient CBDC systems & cross-border architecture

Beju Shah, Head of Nordic Centre, BIS Innovation Hub, Bank for International Settlements, speaks at NextGen Nordics 2023, about the Hub's latest projects that are looking into creating resilient CBDC systems, building a new architecture for cross-border retail CBDCs, and using data to combat money laundering across firms and boarders.

23 May 2023

Finextra TV/payments

Examining the Real Value Proposition of Crypto and Digital Assets

Speaking at Innovate Finance Global Summit 2023, Kirit Bhatia, Head of Business Development, International, Ripple, explores where crypto is having a tangible and positive impact, how digital assets can generate societal, environmental and economic benefits, and how best to spot and develop these.

19 April 2023

Finextra TV/payments

Are CBDCs a Risk or an Opportunity for Capital Markets?

Speaking at Innovate Finance Global Summit 2023, Dr Ruth Wandhöfer, Speaker, Adviser and Venture Partner, considers whether different forms of digital currency and payments can live alongside each other in harmony, as well as the opportunities and risks associated with Central Bank Digital Currency.

19 April 2023

Finextra TV/predictions

Digitalisation's impact on banks in 2023

The future of cloud migration and "platformification," embedded finance, and the growth of CBDCs are explored in this episode of our PREDICT 2023 series by Gareth Wilson, Executive Vice President, Head of UK Banking and Capital Markets, Capgemini.

09 February 2023

Finextra TV/Sibos

The future of central bank digitalized currencies

Alistair Brown, Global Head of Open Banking & Payments, EPAM speaks to FinextraTV at Sibos 2022, providing his views on central bank digitalized currencies and their future in banking. Examining the current variations of CBDCs and what integrating them into traditional systems will mean for the market, Brown considers where the control of CBDCs will solidify in a market where tech companies and banks are both playing.

27 October 2022

Finextra TV/Sibos

Growing interest in CBDCs and the emergence of Regulated Liability Networks

Kelly Mathieson, Chief Client Experience Officer, Digital Asset and Marjan Delatinne, MD, Payments at SETL speak to FinextraTV at Sibos 2022, offering insight into the growing interest in regulated liability networks for digital currencies, including CBDCs, and why this is an important initiative that banks need to start exploring for the future of cross-border payments.

27 October 2022

Finextra TV/payments

Live @ NextGen Nordics 2022 - Event Highlights

Setting the blueprint for payments innovation to help shape the future. Highlights from the NextGen Nordics 2022 event in Stockholm, Sweden on 27 April 2022, hosted by Finextra. Topics and latest trends in the Nordic payments ecosystem include the status of the P27 initiative, CBDCs, ESG goals, cross-border & real-time payments, liquidity management, the metaverse, and what is driving upcoming changes. Join us again next year for NextGen Nordics 2023.

10 May 2022

Finextra TV/crypto

LIVE @ NextGen Nordics: CBDC's & digital currencies - Transforming the payments landscape

LIVE @ Nextgen Nordics, Ville Sointu, Head of Emerging Tech, Nordea speaks about CBDCs and digital currencies. We hear how they are transforming the payments landscape for the better, some the of challenges around regulation and crime, and whether CBDC's will become part of the Nordic payments infrastructure in the future.

29 April 2022