Join the Community

21,469
Expert opinions
43,716
Total members
378
New members (last 30 days)
131
New opinions (last 30 days)
28,520
Total comments

Banking Strategy, Digital and Transformation

Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar

Retired Member

Retired Member 

Embracing cloud culture: Why the financial sector must migrate

The UK financial sector is the latest industry to be facing a Brexit challenge as EU negotiators feel that the recently proposed plans would prevent the bloc from being able to make autonomous decisions. The uncertainty caused by Brexit and increasing geopolitical tensions has led industry experts to suggest that times of volatility and minimal gr...

Retired Member

Retired Member 

How can Analytics drive Customer Onboarding with immediate activation as the Goal?

At banks, the customer onboarding process is the lowest hanging fruit. You need to make sure the entire organization understands how important it is to prioritize an onboarding program, and how the existence of this program relates to the bank’s ability to grow. Just because one financial institution has success with a program does not mean yours ...

Lee Campbell

Lee Campbell CEO & Founder at Cube Logic

SaaS vs On-Premise and what that means for everyone involved

The approach to delivering large enterprise vendor software has traditionally been on-premise. In this particular method, the client would use in-house servers and infrastructure within the company network to install and manage the software packages. This would typically involve the procurement and running of racks or blades of servers in a data c...

Breana Patel

Breana Patel CEO | Thought leader in Bank Risk & Regulations at Bonova Advisory | Risk &Regulatory Advisory

Why do Customer Identification Programs Fail in AML?

How CIPs Fail to Uphold AML and BSA Customer Identification Programs (CIPs) were put in place to reduce identity fraud for individuals and banks, but these programs fall short in complying to various Anti-Money Laundering (AML) and Bank Secrecy Act (BSA) regulations and their requirements due to a number of reasons. Banks, savings associations, cr...

/regulation

Retired Member

Retired Member 

Manual intervention, AI and ML - a blend of the sensory and the machinery

It’s encouraging that Britain’s banking watchdog, the Financial Conduct Authority (FCA), is backing more aggressive deployment of the weapons of artificial intelligence (AI) and machine learning (ML) in the fight against crime. However, this poses a dilemma for the main players in the financial services industry. While, the FCA has been demandin...

/ai /security

Retired Member

Retired Member 

How do you build a Robust Customer Onboarding and Origination Strategy?

Modern technology and digital behaviors have conspired to create a new generation of banking customers where easy has become the new loyal. Customers get that first impression about your bank during the onboarding process. This even plays a vital role in growing revenue. When customers realize the speed and convenience you operate during the onboa...

/retail

Retired Member

Retired Member 

Don't worry about PSD2, your APIs are open anyway

PSD2, the European regulations for Open Banking, is designed to allow a more open and competitive Financial Services sector across the EU. There are pages and pages of information on managing the market, allowing companies large and small to compete, and the Security / Strong Authentication required to allow 3rd parties open access to banking APIs...

/security

Bo Harald

Bo Harald Chairman/Founding member, board member at Transmeri, Demos, Real Time Economy Program,MyData

KYC reused - good for Society at Large

The banking sector is doing most of the strong e-ID services needed in Finland. There are some 4000 organizations and all of the public sector using this services (dating back to the early 90s..). Central bank statistics reveal continuing strong growth also in 2017: 2014: 56,2 million times 2015: 69,4 2016: 84,7 2017: 100,9 (a suitable and very val...

Retired Member

Retired Member 

Cloud adoption - how to truly maximise the benefits

For any bank considering a cloud migration, the key to success is having an inventory of applications and a future roadmap of how these will change going forwards. In both of these areas, banks do seem quite well prepared. However, banks are currently only making limited use of private cloud, but are doing enough to explore and understand general c...

/ai

Richard Miller

Richard Miller Product Owner at RegDefy (MV37)

DLT and blockchain success: It’s all about timing

As ever, in the world of Distributed Ledger Technologies (DLT) and blockchain, timing is critical. Although we saw great strides taken up until about a year ago, it was clear that other technologies such as cloud and artificial intelligence had advanced more rapidly, so firms were investing more time in these areas. However, within the last 12 mon...

Now Hiring