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Banking Strategy, Digital and Transformation

Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar

Ambrish Parmar

Ambrish Parmar Digital Leader, Strategist, at Thought leader and Start-up Advisor

Open Banking - Human Insights

Time to read: 5 minutes to gain a different perspective // Open Banking: A Rebel Without a Cause? // There is a heretic in our midst… : : Is Open Banking trying to address a problem that does not exist? : : In some quarters, Open Banking is a revolution, the start of an age in which consumers have control and choice, and one where the underdog (‘...

/retail

Retired Member

Retired Member 

Siri and Alexa: driving change in corporate banking

Just as people have quickly adjusted to using digital assistants such as Alexa, Siri or Cortana to check the weather, book a cab or reserve cinema tickets, it’s a logical next step for banks to launch voice activated services. Many are already experimenting with this approach. Capital One enables its customers to check their balance, track spendin...

/ai

Crystal Berry

Crystal Berry Marketing Manager at Validis

Are You Leveraging the Right Data?

New data sets are paraded before the lending market constantly, each promising to provide all the information needed to understand customers inside and out. The individual value of these data types varies greatly, as does the level of automation required to access, filter and standardize it into formats that can be easily analyzed. But when comb

Retired Member

Retired Member 

Anticipating consumer needs: The power of data

The relationship between the bank branch and its customers has changed beyond recognition over the years – gone are the days where the branch was king, bankers knew their customers on a personal level, and customers truly trusted their counsel. When they talked about banking, there was trust that the banker would propose the optimum offer based on ...

/ai

Chriss Andrews

Chriss Andrews CEO at KA2 Limited

Where do you 'Wannabe' in 20 years?

According to a recent PwC study… “Up to 30% of UK jobs could potentially be at high risk of automation by the early 2030s.” https://www.pwc.co.uk/economic-services/ukeo/pwcukeo-section-4-automation-march-2017-v2.pdf That's not long – especially when you consider that 20 years ago The Spice Girls were number one in the UK charts with Wannabe. O...

/retail

Balázs Vinnai

Balázs Vinnai President at W.UP

5 reasons why banks still struggle with digital transformation

Digital transformation can be a bumpy road for banks. In the past few years, I’ve seen hundreds of attempts at going digital. Many projects end in failure but even if not, most financial institutions have a hard time getting real results. So why do they fall short of their goals? Here are some of the key obstacles to overcome. There are several fa...

/retail

Frederic De Melker

Frederic De Melker C-Suite Senior Executive, Advisor & Entrepreneur at UniversZ

Burning Investors’ money is easier than eating shareholders return.

Undoubtedly, blockchain represents a conceptual truth, capable of resolving fundamental issues we are currently struggling with. However, let’s agree that the road is long and the overuse of the related buzzwords works contra productive, is time-consuming and is burning wealth. Take bitcoin as an example. It appears to have profound similarities...

/retail

Mohan Raj

Mohan Raj Senior Manager at Genpact Ltd

Back office Optimization using Network Graphs

The travelling salesman problem was mathematically formulated in 1800s by Mathematicians W.R. Hamilton and Thomas Kirkman. Considered as a classic algorithmic problem in the field of operations research, it focusses on optimizing a complex operation. While the problem finds parallels across industries, the complexity often varies and so are the so...

/ai /retail

Michael Kerman

Michael Kerman Marketing Executive at Self-Employed

It Takes Two to Tango

Everyone’s talking about artificial intelligence and machine learning (AI and ML). But what’s often overlooked is the degree to which they depend on good data in order to be effective. It’s a symbiosis that is particularly relevant to compliance, where AI and ML have huge potential to reduce costs and risk. We recently published a whitepaper aim...

/ai /regulation

James Wooster

James Wooster COO at Glue42

Why I Moved to the Dark Side

I’ve spent most of my career working in or running software integration businesses. It began with object brokers, then middleware, then ESBs and subsequently included all manner of adjacent technologies including event processing, process modelling and process mining. New application architectures were developed to exploit this infrastructure, ena...

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