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API

More generic posts and blogs relating with Application Programming Interfaces (APIs) including Open Banking and PSD2

Will Glazier

Will Glazier Director - Threat Detection & ML at Cequence Security

Financial Organizations Can’t Stop at Security Frameworks to Protect Their APIs

In the world of financial services that encompasses banks, credit unions, payment card issuers, and insurance companies, safeguarding API security stands is a paramount concern. A single instance of a data breach or ongoing fraudulent activities resulting from API exploitation or misuse can significantly tarnish an organization's standing and draw...

/security

Pavel Perfilov

Pavel Perfilov IT Manager (engineering) at hedge fund

APIs and Microservices in Financial Infrastructure: Benefits and Challenges

Companies in the fintech environment are constantly looking for ways to improve their technology infrastructure to increase efficiency and provide better services to their customers. One of the modern approaches is the use of APIs and microservices. These technologies enable the development of flexible and scalable systems that can quickly adapt to...

/payments

Cheryl Chiodi

Cheryl Chiodi Industry Strategist, Financial Services at Akamai

Observations from EBADay Lisbon and a Reflection from the Past

Lessons from the Past Prove Why Instant Payments Must Prioritize Security by Design Having just returned from an incredible week in Lisbon at EBADay 2024, I am eager to share insights from this year’s theme, “Orchestrating the Dialogue on Payments - The Collaborative Advantage.” The event encouraged collaboration and featured provocative conversat...

/security /payments

Mireia Tomàs

Mireia Tomàs Marketing Manager at Triple

What is an API and how can banks and fintechs use them?

In the past years, the financial sector has been digitally transformed, we could say one of the most. In short terms, the emergence of open banking has led financial institutions to use the famous APIs. What for? To offer more services that were not offered before and to automate others. Here we tell you what they are and what they are for. What i...

/payments

Greg Waisman

Greg Waisman Co-Founder and COO at Mercuryo

The Role of Fintech Innovation in Boosting Financial Service Synergy

It's no secret that the demand for fintech solutions is growing steadily. According to a recent report, the global value of the financial technology industry is expected to reach $324 billion by 2028 at a 25.18% CAGR over the period of 2023-2028. As I see it, the rise of the fintech industry as a whole will also have a major positive impact on the...

/payments /inclusion

Andy Zollo

Andy Zollo Regional Vice President - EMEA at Imperva

API abuse highlights the dangers of unsafe Open Banking implementation

This year marks the fifth anniversary of Open Banking in the UK. The regulation continues to gain momentum among consumers. At the end of 2022, there were more than 6.5m regular, active users and nearly 250 regulated third-party providers in the UK, compared to 338 across the whole of the European Economic Area. Open Banking has created a number o...

/security /retail

Alex Walling

Alex Walling Field CTO at Rapid

In an industry struggling with API complexity, can serendipity help?

If you’ve never seen it, do yourself a favour and check out Steve Jobs’s Stanford 2005 commencement speech. In it, one of the most successful business people of all time listed key events and decisions that he made early on—good and bad—that ended up shaping his career. Those included dropping out of college, getting fired, and taking a calligraph...

/cloud /devops

Mindaugas Mikalajūnas

Mindaugas Mikalajūnas CEO at smeGo

3 API traps to avoid for legacy banks targeting SMEs

Legacy banks are great. I say that as someone who used to work for one (for the record, it was Nordic banking leader Swedbank, with net income just over €5 billion). Behemoths like Swedbank are geared up to deal with millions of consumers and include some of the biggest corporations on the planet. That’s heavy duty. However, typically they are no...

/payments /markets

Kenneth Arakelian

Kenneth Arakelian CPO at ENACOMM

An Open API Digital Gateway Offers a CX Advantage

The cloud computing revolution transformed the digital world, and infrastructure became software. Thanks to this evolution, the time and cost between idea and launch was slashed in half. For the financial services industry, cloud computing was the launching pad for both the Platform-as-a-Service (PaaS) – which enables already-established financial...

/retail /cloud

Stacey Zuniga

Stacey Zuniga SVP FinTech Business Strategy at ENACOMM

Fintechs and Financial Institutions Can Step Into the Future Through a Digital Gateway

Financial technology can be a multiplier for financial technology. What does that mean? Fintech companies can work with other fintech companies to more quickly advance their solutions. Rather than creating different versions of products and services for every banking core, an open API digital gateway offered by a partner fintech can make it possibl...

/retail /cloud

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