Community Last 7 days total 26

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

One Year Since the FedNow Launch: What You Should Know

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

What does the EC’s postponement of the FRTB mean for the industry?

Foday Joof Risk Management Officer at Central Bank of The Gambia

Revisiting the Sunken Billions: The Gambia's Perspective

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Expert opinions Last 7 days total 26

Sergiy Fitsak Managing Director, Fintech Expert at Softjourn

One Year Since the FedNow Launch: What You Should Know

Launched in July 2023, the Federal Reserve's FedNow service has been a game-changer in the U.S. payments landscape. As we mark its first year, it’s crucial to understand its impact on financial transactions, especially within the fintech sector. With over 900 financial institutions onboarded, including major players like Chase and Wells Fargo, FedN...

/payments /retail Banking Strategy, Digital and Transformation

Mete Feridun Chair at EMU Centre for Financial Regulation and Risk

What does the EC’s postponement of the FRTB mean for the industry?

Last month, the European Commission (EC) adopted a Delegated Act (DA) to postpone the application date of the Basel III fundamental review of the trading book (FRTB) standards in the European Union (EU) for the banks’ calculation of their own funds requirements for market risk until 1 January 2026. The EC essentially considered that the implementa...

Konstantin Rabin Head of Marketing at Kontomatik

Game-Changing AI Innovations Transforming Financial Trading Today

Artificial intelligence (AI) has completely changed the financial trading landscape as it offers traders new tools and strategies that enhance decision-making, increase efficiency, and improve outcomes. AI is evolving almost daily and has a tremendous impact on financial trading. Let’s explore the most transformative AI innovations and new product...

Foday Joof Risk Management Officer at Central Bank of The Gambia

Revisiting the Sunken Billions: The Gambia's Perspective

Wild-captured fisheries are critical for food security and economic growth. However, poor fisheries management practices have resulted in overfishing, causing fisheries stock depletion. The Gambia provides a remarkable context as nearly 100% of fish protein consumed in The Gambia is sourced from wild catch. Furthermore, the country often signed ag...

Oleksandr Strozhemin Co-founder and CEO at Trinetix

Top 3 Key Challenges of Accelerating Digital Dexterity

The advance of hybrid work models brought forward such terms as digital dexterity — i.e., employees' preparedness for mastering new technologies and using them to increase workplace productivity. According to Gartner, digitally dexterous employees can accelerate business transformation by 3.3x, which is extremely important in any increasingly digi...

/people /startups Business

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Konstantin Klyagin Founder at Redwerk and QAwerk

Shriyanka Hore Managing Director, Global Head Industry Engagement at Swift

Oleksandr Strozhemin Co-founder and CEO at Trinetix

Peter Pizzutelli Sr. Manager, Advisory Services at Diebold Nixdorf

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Abhinav Paliwal CEO at PayNet Systems- A Neo Banking Software Platform

What Are Digital Wallets? Exploring Their Rising Popularity

Donica Venter Marketing coordinator at Traderoot

Why Bankers Need to Think Like Entrepreneurs

Dmytro Spilka Director and Founder at Solvid, Coinprompter

Can The Payments Industry Use AI To Detect Fraud In 2024?

Raktim Singh Senior Industry Principal at Infosys

Industry cloud platforms: The future of Cloud

Research Total research pieces 252

White Paper

极速赛车168开奖官网记录-官网168极速赛车开奖查询结果-极速赛车1分钟开奖直播视频-APIs, Automation, and AI

An Arsenal to Defend Against Card Transaction Fraud Fraudsters are no longer individuals who are looking to infiltrate gaps or weaknesses in how our businesses are set up. They are expert technologists and strategists that steal customer data, take over accounts and break into tough security measures. Between 2023 and 2027, merchants are expected to lose a total of $343 billion to online payment fraud, driving home the point that the time is now for technology to be leveraged to reduce card transaction fraud, which is growing in numbers and complexity. APIs, automation, and AI are all integral to an effective fraud mitigation strategy in 2024. This Finextra whitepaper, produced in association with Mastercard, discusses how these technologies – if used in the right way – can support financial institutions evolve to emerging threats with increased speed and accuracy.

84 downloads

Impact Study

Payment Fraud in 2024: Who is Liable?

Fraud is a billion-dollar business in the Instant Payments era. Statistics show that ecommerce fraud is predicted to exceed $48 billion globally by the end of 2023 alone and could exceed $362 billion between 2023 and 2028.  In 2024, banks will not only contend with the changing liability landscape, but the upcoming adoption of ISO 20022 as well. Both represent a historical shift in the financial services industry. To prepare for a higher degree of liability in a data-rich environment, banks need to address the holistic landscape of fraud mitigation.  This Finextra impact study, produced in association with NICE Actimize, addresses the changing liability landscape and what banks need to do to prepare for regulatory changes and increased fraud protection.  We cover:  Shifting liability and the impact of new PSR regulation  ISO 20022’s impact on the financial industry  Financial industry priorities in 2024  And more. 

490 downloads

Survey

Payments Modernisation: The Big Survey 2024

Welcome to the fourth edition of The Big Survey. Our annual report, surveying 350 senior bankers across the globe, offers a unique vantage point on the ever-evolving landscape of payments modernisation. Over the years, we’ve uncovered fresh developments and enduring challenges alike, painting a detailed picture of the industry’s trajectory. As we navigate 2024, the financial services sector is in the midst of profound transformation. Our latest insights highlight the critical need to modernise payment systems swiftly and effectively, driven by rising customer expectations and stringent regulatory demands.  Download our 2024 survey to learn about:  The current state of capabilities  Why payments architecture is more flexible than ever before  Financial institutions’ budgets and spending priorities  The global drive towards real-time and cross-border  And much more. 

842 downloads

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/payments

How the Commercial Payments Market is Evolving

At EBAday 2024, Wim Grosemans, Global Head of Product Management Payments and Receivables, BNP Paribas, sets the scene around how the commercial payments market is evolving. From an infrastructure perspective, the interview details how banks should make important moves to implement instant payments, ISO 20022 and cross border payments as regulation dictates, so there is a lot to do on the plumbing within a financial institution for tomorrow's payments. A staggering amount of digitisation is also incoming, which will result in digital payments soaring and with this, an ecommerce boom for B2C customers and B2B customers.

极速赛车168开奖官网记录-记录查询结果 Long reads Total long reads 1022

Scott Hamilton Contributing Editor at Finextra Research

What the US open banking rule means for consumers, FIs, and fintechs

Interest is growing quickly - no doubt accompanied by some deep-seated indigestion as well - as US financial institutions, fintechs, and related service providers await the expected release of a key new US rule on Open Banking (Section 1033). While most agree it will bring positive advances for consumer data control and protection to the customer ...

/regulation

Ganesh Viswanath-Natraj Assistant Professor at Gillmore Centre, Warwick

Stablecoin currency exchanges are impacting traditional FX trading

Stablecoins are cryptocurrencies that maintain a peg to traditional fiat currencies like the US dollar or Euro. The most prominent examples by market capitalization are Tether (USDT) and USD Coin (USDC), both of which uphold a 1:1 parity with the US dollar. As of July 2024, the total market value of stablecoins has surpassed $160 billion USD. Thes...

/crypto

Níamh Curran Senior Reporter at Finextra

Deepfakes: The role banks play in fraud education

Last week, Santander released deepfake images of their head of fraud risk management Chris Ainsley and ‘finfluencer’ Mr Money Jar, Timi Merriman-Johnson, to raise awareness of scam potential of this technology. Deepfake scams are a growing threat for financial services, although they are not necessarily a threat which many banks are deeply conce...

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